Mari Inoshandiswa Basics for Travelers
Kana nzira yako yekufambisa inokuendesa kune imwe nyika, iwe uchafanira kusarudza kuti ndeipi, kupi uye sei iwe uchashandura mari yako yekufamba kuenda kumari yemunharaunda. Iwe uchadikanwa kutora zvinhu zvakasiyana-siyana mukutora, kusanganisira kushandiswa kwemari yemari.
Currency Exchange Rates
Iko mari inoshandiswa nhanho inokuudza kuti mari yako yakakosha sei mune mari yemunharaunda. Paunoshandura mari yako, iwe uri kushandisa iko iko kutenga kana kutengesa mari yekunze pamutengo wakatarwa, watinoshevedza mutengo wokushandura.
Iwe unogona kuwana shanduro yekushandura uchishandisa mari yekushandura, kuverenga zviratidzo kumabhenji emunharaunda uye makambani ekushandura mari kana nekuongorora mari yehuwandu hwewebsite.
Currency Converters
A currency converter isiri iyo inokuudza kuti mari yakawanda yakapiwa yakakosha sei mune mari yekunze kwemazuva ano shanduko yemari. Izvo hazvingakutauri pamusoro pemari kana hurumende yaunogona kubhadhara kuti uchinjana mari yako. Kune marudzi akawanda evanhu vatengesi vemari.
Websites
X e.com iri nyore kushandisa uye yakazara nemashoko. Zvimwe zvinosanganisira Oanda.com neOX.com. Shanduro yemari yeGoogle yakazara-mapfupa, asi inoshanda zvakanaka.
Mobile Phone Apps
Xe.com inopa mahana currency converter mapurogiramu eIs iPhone, iPad, Android, BlackBerry uye Windows Phone 7. Kana iwe usingadi kutora purogiramu, xe.com inopa shanduro yemari yakashambadzira iyo inoshanda pane chero chipangizo chekombiyuta neInternet connectivity . Oanda.com neOXX.com inopawo mafoni apps.
Simira-pamba Mari yevatengesi
Iwe unogona kutenga chigadziro chine ruoko chinoshandura imwe mari kune imwe. Iwe uchada kuisa shanduko yemari shanduko zuva rega rega kuitira kuti ushandise mutembenesi zvakanaka. Mari yevatendeji inobatsira nokuti iwe unogona kuvashandisa kutarisa mitengo muzvitoro neresitorendi, haashandisi data yako ye-smartphone uye iwe chete ruzivo rwaunofanira kupinda ndiyo mari yekushandura.
Calculator
Iwe unogona kushandisa calculator yako yefoni kuti uwane mari yezvinhu mumari yako yemusha. Iwe uchada kutarisa kumusoro kwekushandura kwemazuva ekuita izvi. Somuenzaniso, fungidzira kuti chimwe chinhu chiri kutengesa 90 Euro uye Euro kusvika US dollar muzana iri $ 1 = 1.36 Euros. Wedzera mutengo muEuro ne 1.36 kuti uwane mutengo mu US dollars. Kana iwe shanduro yako yekushandura, pane kudaro, inotsanangurwa mu US dollars kusvika kuEuros, uye mutengo wokushandura uri $ 0.73 kusvika 1 Euro, unofanira kugovana mutengo muEuro ne 0.73 kuti uwane mutengo mu US $.
Tenga Mitengo uye Kutengesa Mitengo
Paunoshandura mari yako, unoona maviri akasiyana-siyana kutengesa kutumira. Mutengo we "kutenga" ndiwo mukana webhangi, hofisi kana shanduro yekushandura mari ichakutengesa iwe mari yavo yemunharaunda (ivo vari kutenga mari yako), nepo "kutengesa" muyero ndiyo iyo yavanotengesa kunze kune imwe nyika (semuenzaniso your local) currency. Misiyano iri pakati pemari miviri inoshandiswa ndiyo inowanikwa. Mabhengi akawanda, mari yekushandura mahofisi namahotera uyewo anotora mari yakawanda yebasa rekushandura mari yako.
Currency Exchange Fees
Kuchinjana mari hakusi kusununguka. Iwe uchabhadharwa mari, kana boka remari, nguva imwe neimwe paunoshandura mari. Kana ukawana mari yekunze kubva kune ATM, iwe uchabhadharwa mari yekushandura mari nebhani yako.
Iwe unogona kubhadhara mari yekubhadhara, sezvaunenge uri pamba, uye iwe usingati mutengi / kwete-mutengo wemari. Mari yakafanana inoshandiswa kana ukashandisa kadhi rechikwereti muATM kuti uwane mari inotangira.
Mitero yakasiyana nemabhangi uye hofisi yekushandura mari, saka ungada kupedza nguva shomanana kutsvakurudza uye kuenzanisa nemari inokonzerwa nebhangi iwe unowanzoshandisa.
Ndekupi Kwaunogona Kuchinja Mari Yako?
Kune nzvimbo dzakasiyana-siyana dzaunogona kushandura mari, zvichienderana uye uye paunenge uchifamba.
Kumba
Kana iwe uine kambani nebhangi guru, unogona kukwanisa kupa mari yekunze usati wabva pamba. Mitero yekubhadhara yemhando iyi yekuronga mari ingave yakakwirira, saka ita mamwe masvomhu usati wasarudza kuronga mari kubva kubhangi rako. Iwe unogonawo kutenga mari yekunze mune mari kana kuti pabhadhiro yebhadharo yakabhadharwa kubva kuTravelex. Izvi zvinogona kuva chinhu chinodhura, sezvo iwe usingakwanisi kuwana mukana wekushandurwa kwakanyanya uye iwe unofanirwa kubhadhara mari yekuendesa kana iwe uine Travelex kutumira mari kana kadhi kumba kwako kana kuenda kwendege.
Mabhangi
Paunosvika kwauri kuenda, unogona kuchinjana mari kubhangi. Uya nepasipoti yako kuti uzive. Tarisira kuti chirongwa chinotora nguva. ( Zano: Dzimwe mabhanga, kunyanya muUnited States, achangoshandura mari yevatengi vavo pachavo. Tsvaga tsvakurudzo usati wabva pamba kuitira kuti urege kubatwa nekushamisika.)
Automated Teller Machines (ATMs)
Mushure mokunge masvika munyika yenyu yekuenda, munogona kushandisa kadi yako yebhadharo, kadhi yebhadhiro yebhadhiro kana kadhi rechikwereti pane ATM akawanda kuti ubvise mari. Shingairira paIndaneti mazita eVisa uye ATM MasterCard yakagadzirwa musati maenda kumba; izvi zvichaita kuti ATM yako irege kunyanya kunetseka. ( Zano: Kana kadhi yako ine PIN inosvika mairi mashanu, iwe uchada kubhadhara bhagheni yako kuine PIN ine majita mana usati waenda kumba.)
Airports uye Seaports
Zvizhinji zvezvikwata zvepamusoro uye zvepakati pepakati, pamwe chete nedzimwe nzvimbo dzezvikepe, zvinopa mari yekuchinjana mari (inowanikwa "Bureau de Change") kuburikidza neTravelex kana imwe yezvekutengesa kunze kwenyika. Kutengesa mari kunowanzove yakakwirira pane idzi mari yekuchinjana mari, asi unofanira kufungidzira kuchinjana mari shoma paunenge uchisvika ndege kana kuti mhenderekedzo yegungwa kuti ugare iwe kusvikira uwana ATM kana bhangi. Kana zvisina kudaro, iwe unogona kusakwanisa kubhadharira kuenda kwako kuhotera kana kwekudya kwako kwekutanga munyika.
Hotels
Dzimwe mahotera makuru anopa shanduko yemari yekuchinjana kune vavashanyi vavo. Iyi kazhinji inzira inodhura yokutsinhanisa mari, asi iwe unogona kuzviwana uchionga nekuda kwechisarudzo ichi kana iwe ukaitika kuti uende kunyika yako yekuenda pazuva rimwe apo mabhangi uye mahofisi ekushandura mari akavharwa.
Currency Exchange Safety Tips
Udza bhanki rako nezverwendo rwako ruchauya musati maenda. Iva nechokwadi chekupa mureza webhanhire rondedzero yenyika dzose dzaunoronga kushanyira. Izvi zvichadzivirira bhanhire rako kuti rirege kuisa bhokisi ku-akhawunti yako nokuti kutengeserana kwako kwakachinja. Kana ukaronga kushandisa kadhi rechikwereti rakabudiswa nechikwereti chechikwata kana imwe sangano (semuenzaniso American Express), taura nekambani yekadhi yemakadhi, zvakare.
Kunyange uchibvisa mari yakawanda kubva kuATM ichadhura mari yako yekutengesa zvakanyanya, iwe haufaniri kutakura mari iyo muhomwe yako. Isa mari yakasungirirwa nebhandi rakanaka uye usunge mari yako.
Iva nehanya nenharaunda yako sezvaunobva paATM kana kubhangi. Mbavha vanoziva kuti mari iripi. Kana zvichibvira, shanyira mabhengi nemaATM pamasikati masikati.
Uya nebhadhiro yekuchengetedza kadhi rechikwereti kana kadi yebhadharo yebhadharo yepayari kana iwe wekutanga wekufambisa mari yakabiwa kana yakarasika.
Chengetedza mapeti ako. Nyatsoongorora bhengi rako uye zvinyorwa zvekadhi rechikwereti paunodzokera kumusha. Dana bhanki rako pakarepo kana ukacherechedza zvinyorwa zvipi kana zvisingabvumirwi.