VeMedhia vs. Avhareji: Chii chakasiyana?

Kunzwisisa Lingo Pamberi Pamba Kutenga

Kana uri kutengesa imba, chimwe chezvinhu zvikuru zvikuru zvaunofanira kutarisana nayo ndezvipi iwe unogona kuwana uye kuenzanisa izvo neimba yemhuri yaunoda munzvimbo yakakodzera iwe. Imba inobva kune inowani uye mabhizimisi edzimba inowanzotaura pamusoro pemiganhu yepamusoro uye mutengo wepakati paanoenzanisa nhamba munzvimbo dzakasiyana, uye mazwi iwayo anowanzokonzera kuvhiringidzika. Phoenix, Tempe, Scottsdale, Glendale, nedzimwe maguta muArizona zvose zviri mukati meMaricopa County , iyo inowanikwa vanhu vakawanda muArizona .

Saka paunenge uchitarisa matengo emusha, ungawana kuti vanorondedzerwa sevhareji kana vari mukati mavo kuMaricopa County kana mumaguta akasiyana-siyana mukati mematunhu.

Median vs. Average

Mutevedzeri wepeji yenhamba ndiyo nhamba iyo hafu yenhamba yakaderera uye hafu yenhamba yakakwirira. Mumamiriro ezvinhu edzimba, izvo zvinoreva kuti mutevedzeri ndiyo mutengo umo hafu yedzimba dzinotengeswa chero ipi zvayo nzvimbo iyo mwedzi yaive yakadhura, uye hafu yakanga inodhura kupfuura yepakati.

Ivhareji yenheji yenhamba ndiyo nhamba yeyo nhamba idzi dzakakamurwa nenhamba yezvinhu zviri izvo zvakagadzirirwa. Mutevedzeri uye wevhareji angave ari pedyo, asi anogonawo zvakasiyana zvakasiyana. Zvose zvinoenderana nenhamba.

Heino muenzaniso. Cherechedzai aya gumi nematanhatu emitengo yemhuri:

  1. $ 100,000
  2. $ 101,000
  3. $ 102,000
  4. $ 103,000
  5. $ 104,000
  6. $ 105,000
  7. $ 106,000
  8. $ 107,000
  9. $ 650,000
  10. $ 1 mamiriyoni
  11. $ 3 mamiriyoni

Mutengo wemukati weimba idzi gumi ndeye $ 105,000.

Iko kwasvika paimba shanu dzimba dzaive dzakaderedzwa uye mabhii aiva akakwirira mari.

Ivhareji yemitengo yezvivako 11 ndeye $ 498,000. Ndizvo zvaunowana kana iwe uchiwedzera zvose izvozvo uye uchiparadzanisa ne11.

Izvozvo zvakasiyana sei. Paunotarisa kumatengo ekutengesa kwedzimba, ita nechokwadi kuti unoziva kana nhamba idzi dziri midzi kana mamiririri.

Nhamba mbiri idzi dzinopa ruzivo rwakanaka, asi dzine zvinetso zvakasiyana. Kana mavhareji emutengo mune imwe nzvimbo yakakwirira kupfuura yepakati pemazuva akafanana, iyo inokuudza kuti nzvimbo yacho ine dzimba dzepamusoro-dzepamusoro kunyange zvazvo panguva iyoyo chaiyo, kutengesa kwaive kwakasimba munzvimbo yakaderera.

Nhamba Yakanakisisa Yokushandisa Yekutengesa Imba

Mutengo wemukati mune imwe nzvimbo inowanzoonekwa seinonyanya kukosha nenzira idzi mbiri dzekutarisa matengo. Izvi zvinoreva kuti mutengo wepamusoro unogona kunyanya kutengesa nekutengesa kunonyanya kukwirira kana kuderera zvikuru.

Kana iwe wakatarisa kune imwe nzvimbo iyo mitengo yakaratidzwa mumuenzaniso wepamusoro uye iwe waifunga mavhareji emadhora, $ 498,000, ungasarudza kuti iri kunze kwemari yako yekutengesa uye kutarisa kune imwe nzvimbo. Asi iyo nhamba yakatsauswa nokuti, kunyange dzimba dzakawanda dzinotengeswa mumadhora mashoma ma100 000, iyo mbiri kumucheto wakakwirira yakashandura yakawandisa. Kana iwe ukabvisa iyo mamiriyoni maviri-madhora ekutengesa, avhareji ndeye $ 164,000, asi yakakwirira kudarika yemukati asi yakawanda kupfuura iyo kupfuura imwe nhamba. Ndicho chiitiko chinodhura zvikuru (kana kuti chakaderera zvikuru-kutengesa) imba inotengesa inowanikwa mumatengo emunharaunda.

Kune rumwe rutivi, kana iwe wakatarisa mutengo wemukati, $ 105,000, unogona kufunga kuti nzvimbo yacho yaive yakakosha zvikuru, uye inonyatsoratidza zvakajeka kwekutengesa kwemazana emba akatengeswa panzvimbo iyoyo panguva iyoyo.

Median vs. Pakati

Iye zvino unokwanisa kusiyanisa pakati pemidhian uye yevhareji. Asi musiyano wei pakati pemidhiyani uye unorevei? Ichi chiri nyore: Zvinoreve uye chiyero zvakafanana. Izvo zvinowirirana, naizvozvo pfungwa imwechete kubva mumuenzaniso uri pamusoro inoshanda.