Zvese zvaunoda kuziva iwe usati watenga AIG Travel insurance plans
Kubva muna 1985, AIG Travel yakapa nzira dzekufambisa kwehutano kune vakawanda vanofamba. Nyanzvi mune zvivako uye kuurawa kwehushuwarenzi, kambani inopa inshumo yevaya vari pasi rose.
Kana iwe wakatenga rwendo rwehushonga inshuwarheni munguva yakapfuura, ingangodaro yakapiwa neAIG Travel pasina iwe kunyange uchizviziva: kambani inogadzirawo maitiro emitemo yevaduku vashoma inshurensi vatengesi, mafirigi uye kunyange mapoka ekufambisa.
IsAI Kufamba kambani yakarurama yefambiro yako?
Pamusoro peAIG Travel
Travel Guard yakanga isati yavakwa sechikamu cheAIG muna 1982, asi panzvimbo yevatengesi vakaona mukana mumusika. Pashure pemakore matatu ekuronga, kambani yakapa mapurogiramu avo ekutanga muna 1985, vasati vatenga sangano rekufambisa muna 1987. Pakazosvika 1987 na2006, kambani yakawedzerawo mabasa avo munyika yose, ichipa mairi inshuwarisi yemitemo muUnited States neCanada.
Nenzira dzakawanda dzekutsvaga, Travel Guard yakapedzisira yatengwa neAIG muna 2006 Nhasi, kambani iyi inowanikwa muHouston, Texas, inoshumira vanofamba munyika dzinopfuura zana nematunhu kuburikidza nehupfumi hune hupfumi hwepasi pose nharaunda munzvimbo dzinokosha, uye dzinosanganisira: Houston, Texas; Stevens Point, Wisconsin; Kuala Lumpur, Malaysia; Bogotá, Colombia; Sofia, Bulgaria; Okinawa, Japan; Shoreham, England; uye Guangzhou, China.
Nzira yeAIG Inotorwa Sei?
AIG Travel mitemo inonyorwa pasi neNational Union Fire Insurance Company yePittsburgh, Pa., Imwe sangano reAIG. Kubva musi waMay 23, 2017, munyori wezvematongerwe enyika ane AM Best A rating, achivaisa mu "Zvakanaka" chikwereti chikamu nemafungiro akasimba.
Kune vashandi vekutengesa, AIG Travel inonyanya kukoshesa pamatatu makuru ekufambisa kwekutengeserana kwemainisitiri emakambani online.
Nekunopfuura ma 170 kuongororwa, AIG Travel ine nyanzvi shanu-nyeredzi kubva kuItendoInsurance.com, ine 98% yekurudziro yehuwandu. Vatengesi ve InsureMyTrip.com kupa kambani 4.56 nyeredzi (kunze kwevashanu). Kunyange zvazvo Squaremouth.com isisati inopa AIG Travel mitemo zvakare, vatengi vepakutanga vakapa kambani 4.46 nyeredzi (kunze kwevashanu), ine zvishoma pasi pezana pamusana penyaya dzisina kunaka.
Chii Chinofamba MuInishuwarenzi Inofanirwa Kuenda AIG?
AIG Travel inopa zvirongwa zvina zvevatengi, zvichienderana nezvavanoda uye zvirongwa zvekufamba: Chechi, Sirivha, Ndarama uye Platinum. Kunyange zvazvo Chirongwa chekutanga chisingawanike zvakananga kuburikidza neAIG Travel, chinogona kutengwa kuburikidza nemisika yemabhiza seTransInsurance.com. Zvose zvirongwa zvehupfenyuro dzehutachiona dzinosanganisira kuenda kune rubatsiro rwezvehutano, munyika yose rubatsiro rwekufambisa, LiveTravel® Emergency Assistance uye rubatsiro rwehutano hwevanhu, asi inongoshanda kana vafambi vanga vari makiromita zana kubva kure nemusha.
Ndapota cherechedzai: zvose zvirongwa zvezvipo zvinogona kuchinja. Nokuda kwehuwandu hwehuwandu hwehuwandu hwemashoko, taura naAIG Travel.
- Kufamba Muchengeti Wekutanga: Kutarisa Muchengeti Wekutanga ndiyo iyo yakaderera yehuwandu inowanikwa kuburikidza neAIG Travel Guard, ine zviduku zvishoma zvekufamba kwekufamba , kukanganisa kwekufamba uye kuenda kunonoka . Chirongwa chekutanga chinopa 100 muzana kugoverwa kwekufamba kukwidza kana kufamba kwekukanganisika zviitiko (kusvika ku $ 100,000), asi ine chikwata chakanaka chekugoverwa kwekudzoka kwemhepo nekuda kwekukanganiswa kwekufamba ($ 500 murefu), kuenda kunonoka (kurema $ 100 pazuva, kusvika $ 500 ), kutakurwa kwemitoro ($ 500 isati yawana $ 50 inobviswa) uye mutambo kunonoka ($ 100 muzana). Chirongwa chekutanga chinosanganisira sarudzo yekushanyira motokari yekukuvadza kwemutengo wakawedzerwa, asi haisi kusarudza maitiro ehutano huripo huri hwehutano hwekuregererwa waiver kana kufa kwechiitiko nekuparadzwa. Verenga purogiramu yezvipo pano.
- Kutarisa Chengetedza Sirivha: Kufamba Muchengeti Sirivha ndiyo iyo yakaderera yehuwandu hwekugovera inowanikwa zvakananga kuburikidza neAIG Travel Guard. Zvinorondedzerwa se "kubvunzurudza" kunobatsira kukupa rugare rwepfungwa mubhajheti, "Travel Guard Silver inopa zvipo zvakanakisisa zvekutakura kutakura uye kutakurwa kwemitoro ($ 750; $ 50 deductible) uye kurwara kwepabhadharo mari yehutano ($ 15,000; $ 50 inotorwa). Ichi chirongwa chinopawo kugoverana kwekugadzirira kwehutano huripo huripo huri hwehutano hwekuregererwa kwekuregererwa, kubviswa kwekufamba kana kukanganiswa nekuda kwekusagadzikana kwezvemari nekuwedzera kwekuvhara ndege. Kazhinji, vafambi vanosarudza kutenga Travel Travel Guard Sirivha pamusoro peKurinda Chekuchengetedza vanogona kutarisira kubhadhara kusvika ma2,5% zvakare. Verenga purogiramu yezvipo pano.
- Travel Guard Gold: Chirongwa chinonyanyozivikanwa chinopiwa neAIG Travel Guard, Travel Guard Chengetedzo dzegoridhe mari yebhadharo nezvibereko. Chirongwa cheGolide chinopa mari yakawanda yekupotsa kwekufamba (150 muzana, kusvika pamadhora 150 000 pahupamhi), kudzorera ndege nekuda kwekukanganiswa kwekufamba (huru ye $ 750 kana 150 muzana yemari yekufamba) uye kuenda kunonoka kugoverwa ($ 150 pazuva zuva guru, kusvikira $ 750 total). Iyi hurongwa inotangawo mamwe mazano anobatsira, kusanganisira kutakura uye kufamba kweropa kurasikirwa (kusvika ku $ 1 000), kutengesa kutakura ($ 300) uye kutadza kushandiswa kwehutano (kusvika pa $ 250).
Kana uchitenga mukati mazuva gumi nemashanu kubva pakubhadharwa kwerwendo rwekutanga, vafambi vanogonawo kuvharwa nekuda kwekugara kwemajeri ekuregererwa, kuregeswa kwekufamba kana kukanganiswa nekuda kwekusagadzikana kwemari uye kuparidzirwa kwepamusoro kwekutadza kwechirwere mari. Zvingasarudzwa kuvhara mazinga zvinosanganisira Kuvhara chero Chikonzero Cheshuwarisi (kusvika ku50 muzana yefambi yefambisi yekubhadhara), kubhadhara motokari kubhadharana nekuvandudzwa kwemari yezvokurapa uye kuparidzirwa kwekukurumidza kubuda. Pamberi pekugoverana kupi zvayo, tarisira kubhadhara makumi maviri kubva muzana yeWatch Guard Gold uchienzaniswa neChipinda Guard Silver. Verenga purogiramu yezvipo pano.
- Travel Guard Platinum: Travel Guard Platinum ndiyo yepamusoro yepamusoro yekugoverwa inopiwa neAIG Travel Guard, ine ruzivo rwakakura. Kunze kwekufamba kwekufambisa uye kufamba kwekufamba kwekufambisa, vafambi vanogona kugamuchira kusvika ku $ 1 000 kuitira kudzoka kwemafambiro nekuda kwekukanganiswa kwekufamba, kuenda kunonoka kunobatsira zvinosvika $ 200 pazuva ($ 1 000 maximum) uye kusvika ku $ 500 mukunakidzwa kwekubatanidza.
Kufanana nevekuchengetedza Gold Gold, vafambi vanotenga mazano avo mukati memazuva gumi nemashanu kubva pakubhadhara kwavo kwokutanga vanogonawo kugamuchira mamiriro ekurapa asati atovapo kuregererwa kweiver, kuregwa kwekufamba kana kukanganiswa nekuda kwemari isina kukwana, chirwere chepachiitiko chekushaya mari yekuvhara mari uye Personal effects coverage. Sarudzo inoshandiswa kuwedzera-inosanganisira Kurisa Chikonzero Chero Chero (kusvika 50 kubva muzana yemari yefambisi inotengeswa), kuvhara kwemotokari kuparadzaniswa, uye kuwedzerwa kwehutano hwekurapa.
Nokuti Travel Guard Guard Platinum ndiyo yepamusoro yehuwandu hwekugovera huripo, iyo inonyanya kukosha: vanofambira vanofanira kutarisira kubhadhara pakati pe50 ne60 muzana kupfuura kupfuura Walk Guard Gold vasati vawedzerwa kuwedzera. Verenga purogiramu yezvipo pano.
Chii Chisingakwanisi AIG Travel Cover?
Kunyange zvazvo AIG Inotanga inopa zvirongwa zvokuvhara nyaya dzakawanda dzinofamba dzekutenderera, hazvizoiti zvachose zvese. Kunze kwemamiriro ezvinhu anosanganisira:
- Kukuvara kwezvokuzvipa: Kana iwe uri mumatambudziko kana uchifamba, pane nzira dzekuwana rubatsiro kupi zvako pasi rose. Cherechedza kuti kutarisira hutano hwepfungwa hakugoni kuvharwa nehupenyu hwehutano hurongwa hwako.
- Kuberekwa kana kuberekwa: Kana uri kuronga rwendo uye ukava nepamuviri, kurukurai rwendo rwenyu nechiremba wenyu musati matenga mabhii. Mune mamiriro ezvinhu akawanda, pamuviri kana kuberekwa hazvifukidzwi pasi peAIG Travel plans.
- Mabasa anokuvadza: Kuronga pamusoro pemakomo, kuenda kumotokari yemotokari, kana kupindira mune imwe nyanzvi yemitambo yevashandi? Zvose izvi hazvifukidzwi pasi peAIG Travel plans.
- Kubatanidzwa mune dambudziko rehurumende, mhirizhonga, kana kuti kumukira: Kunyange zvazvo kune zvikonzero zvakawanda zvakakosha zvinopikisa, kuitora kune imwe nyika hazvibvumirwi neAIG Travel plan. Pane kudaro, funga kutora chido chokuzvidira kune imwe nyika pane.
- Kutakura kurasikirwa kwezvinhu zvakatorwa nehurumende kana machinda ematare: Usati wadzokera kumusha, iva nechokwadi chokuti unogona (kana kuti hausi) unobvumirwa munyika yako. Kana iwe uchitenda kuti zvinhu zvako zvakabiwa nevanotungamirirwa neTsika kana Transportation Security Administration , kune protokoto yakasiyana yekuzivisa avo vanorasikirwa.
- Kutakura kurasikirwa kwemairasi emaziso, magirazi emasikati, kana mazano ekunzwa: Sezvo mutemo mukuru, vafambi vanofanira kugara vachitakura magirazi ezvimwe uye mishonga mumutoro wavo. Kurasikirwa kana kushandiswa kwechirongwa chekuona chiremba kupfeka hazvifukidzwi neAIG Travel.
Iyi inongova mutsara wakafuridzirwa wezviitiko izvo zvingasakwanikidzwa pasi peAIG Rwendo rwendo rwehushuwarano zvirongwa. Kuti uwane ruzivo rwakakwana, ratidza purogiramu yezvibatsiro zverongwa rimwe nerimwe, rinobatanidzwa mune zviri pamusoro apa.
Ndinoshandisa Sei Kuda NaAig Travel?
Vafambi vakatenga chirongwa cheAIG Travel muUnited States vanogona kutanga zvavanotaura paIndaneti. Mushure mokutanga nhoroondo yepaIndaneti, vafambi vanogona kutora zvikwereti kune zviitiko zvakajairika, kusanganisira kuregeswa kwekufamba, kutakurwa kwemitoro uye kutendeka kwekufamba. Vatori vezvinotora vanogona kuwanawo zvinyorwa zvinodiwa muIndaneti, uyewo kugamuchira zvinyorwa zvepaIndaneti. Vaya vane mibvunzo pamusoro pemitemo yavo kana zvikwereti vanogona kudana AIG Travel zvakananga pa + 1-866-478-8222.
Nzvimbo yekutsvaga muIndaneti inowanikwa chete kune vanofamba muAmerica vakatenga mafambiro ehurumende yehupenyu muUnited States. Vose vanofambisa vanofanira kutaurirana neAIG Kufamba zvakananga kuburikidza nefoni yavo inotumirwa kuti vatange matanho ekutaura.
Ndiani AIG Travel Best For?
Pasi Pasi neSirivheri, AIG Travel inonyanya kukosha-inhamba yekushandira inshuwarano chirongwa chinogona kuvhara avo vasina kutora rwendo rwekufamba kuburikidza nekadhi rechikwereti, kana kuti zvimwe vane ruzivo rwendo rwekushandira inshuwarheni. Usati watarisa chimwe chezviitiko izvi zveAIG Travel, iva nechokwadi chekutarisa kana iwe uine hurumende yekufambisa nekubhadhara rwendo rwako pamwe nekadhi rechikwereti, kana kushandisa mamwe maikodhi ekukwereta kadhi rechikwereti.
Kana iwe uri kuronga rwendo rukuru rwepasi rose, kana uri kuenda rwendo rukuru rwendo rwechikepe, AIG Travel Gold nePlatinum inogona kupa chinyorwa chiri nani kupfuura kadhi rechikwereti. Nekuwanda kwezvikwereti uye kugoverwa kwave kuchivakwa kune mamiriro ezvinhu akambovapo apo paakatengwa mukati memazuva gumi nemashanu ekutanga kubhadhara kwekufamba, Gold nePlatinum inogona kunge iri bheji rakanaka kune avo vari kushandisa mari muzororo guru uye vanoda kuve nechokwadi rwendo rwavo runomhanya zvakanaka. Nekuwedzera kutenga-ups kuve nechokwadi chekugoverwa kwekutanga muitiko wekukurumidzira nekutsvaga kwekutsvaga muIndaneti,
Pasi pose, AIG Travel zvirongwa ndezvimwe zvakanakisisa zvinowanikwa nhasi-uye zvinofanira kunyatsofungidzirwa kana uri kuenda kure neimba kana kuti uchipinda muchikepe chekutya kwenguva yakareba.