Unofanira Kutenga CDW Inshuwarisi Yenyu Yokuti Guta Rako Rokutengesa?

Kana uchida kana kwete iwe unoda kukanganisa kukanganisa kuvharwa kwepamusoro kunobva pane yako yaidiwa motokari inoda, nzvimbo uye nzvimbo yekubhadhara.

Chii Chinonzi Kuparara Kwekuparadzanisa Waiver Coverage?

Kana mahofisi emakambani ekufambisa makambani emakambani ekukumbira anokumbira kuti utenge Kuparara Kwekugovera Waiver (CDW) kana Kurasikirwa Kwekurasikirwa Kwemari (LDW), vanokukumbira kuti ubhadhe mari yakati zuva rimwe nerimwe mubhadharo wekubhadhara kwepamusoro kana motokari yakabhadhara ichikuvara kana kuba.

Mari yaunobhadhara inowanzosiyana nenzvimbo uye rudzi rwemotokari inotora. Kutora (uye kubhadhara) kuwandisa kweCDW kunogona kuwedzera 25% kana kupfuura kune mari yose yekubhadhara kwako. Mune dzimwe nyika, dzakadai seIreland, unogona kudiwa kutenga maCDW kana kupa uchapupu hweimwe nzira, yakaenzana neyokuenzanisa kuitira kukwereta motokari.

Kutenga kuvharwa kweCDW kunogona kukuchengetedza mari kana motokari yako yakabhadhara ichikuvara. Kana iwe usingatengi Kuparadzana Kwekuparara Kwekugoverwa Kwekuvhara uye chimwe chinhu chinoitika kumotokari yako yebasa, iwe unogona kupedzisa kubhadhara kambani yemotokari inotora mari yakawanda mari. Iyo yakabviswa pamotokari yako yokubhadhara inogona kunge yakareba-mune dzimwe nguva, pamwe nezviuru zvemadhora - uye iwe unogonawo kubhadhara kambani yemotokari yekushanyira kurasikirwa kwekushandiswa kwemotokari iyo ichiri kugadziriswa.

Kune rimwe divi, kugoverwa kweCDW kunogona kudhura. Mune zvimwe zviitiko, inogona kuwedzera kaviri mari yekubhadhara motokari. Kana iwe uri kungotyaira motokari yako yebasa pfupi, kutenga chinyorwa cheCDW zvingave zvisina kukodzera - kunze kwekuti, chokwadi, iwe unopinda mutsaona.

Chinhu chakakosha: Iwe uchada kuverenga sangano rako rose remotokari uye kuongorora zvakanakira uye kubvisa kubhadhara Kuparara Kwekugoverwa Kwekuvhara Mukana apo unosarudza motokari yako yekushanyira.

Zvimwe Zvimwe Zvokutenga Kuwirirana Kurwisana Waiver Coverage

Credit Card Companies

Kambani yako yekadhi yekwereti inogona kupa huwandu hweCDW, kana iwe uchibhadhara chikwereti chako nechokwereti chekwereti uye unonoka kugoverwa kweCDW nekambani yemotokari inokupa iwe.

Kana ukasarudza sarudzo iyi, iva nechokwadi chekuverenga mitemo yako yekambani yekwereti nemitemo usati wabhadhara motokari. Mamwe makambani ekadhi rechikwereti anopa kuparidzira chete mukati meUnited States, asi vamwe vanosiya nyika chaiyo. Inenge yose makambani emakadhi echikwereti haafaniri kubhadhara motokari kuIreland, kunyange zvazvo American Express yakawedzera Ireland kune yakanyorwa nyika dzakaputirwa muna July 2017.

Automobile Insurance

Verengai motokari yemapurisa yenyu kana kuti shandisai inshuwarisi yekambani yenyu kuti muone kana mutemo wenyu wemotokari unosanganisira kugoverwa kwekukuvadza kwemotokari inotora. Vamwe veUnited States vanoti, zvakadai seMadganist, vanoda motokari bhizimisi kuti vape izvi. Kana uwandu hwematongerwo enyika hunoisa kukanganisa kwemotokari yebasa, haufaniri kubhadhara kambani yako yokubhadhara motokari yeCCDW kana iwe uchikwereta motokari. Iva nechokwadi chekutarisa zvisarudzo, zvakadai sekubhadhara motokari kunze kweUnited States uye kukodzwa motokari kuIreland.

Travel Insurance Providers

Iwe unogona kukwanisa kutengesa kukanganiswa kwekuparadzana kwekuvhara kubva kune inofambisi yekupa inshuwarisi apo iwe unochengetedza rwendo rwako . Vakawanda inshuwarisi yekufambisa vanotengesa kugovera Imba yeMotokari inoparadza, iyo yaunogona kutenga kana uchida kuderedza kugoverwa kweCDW kunopiwa nekambani yemotokari yako. Izvi zvinoshandiswa mumamiriro ezvinhu chaiwo, kusanganisira imba yembavha, mhirizhonga, mhirizhonga yehurumende, njodzi chaiyo, kupesana uye motokari dzinotyisa.

Dzimwe mamiriro ezvinhu, kusanganisira kutyaira panguva iyo inodhakwa, zvakanyatsosarudzwa kubva kuHarare Vehicle Damage coverage. Vazhinji vashandi vehupfambisi vehurumende havangatengi kutengesa Imotokari yeHarare Imari yekuparidzira kune mamwe marudzi emotokari dzinotora, zvakadai semotokari, vans uye makambi. Kana kambani yako yokubhadhara motokari inoda kuti uve nehuwandu hwemamwe mamiriro ezvinhu, akadai sokuputsika kana kuputsa girasi yewindo (rinowanzo muIreland), iwe unogona kusakwanisa kushandura kuvhara kweHarare Vehicle kugoverwa kweCDW.

Iwe kazhinji haugoni kutenga Kuparara Kwemotokari Kuparara kwega pachako. Kuparara Kwemotokari Kuparara kunowanzobatanidzwa pamwe chete nemamwe marudzi ehupenyu inshuwarisi. Iwe unogona kukumbira chirevo chekushandira inshuwarisi purogiramu zvakananga kubva kune munyori wepasi, zvakadai seWatch Guard, Travelex, HTH Worldwide kana MH Ross Travel Insurance Services, kana kuti kubva painishuwarensi inshurensi aggregator yakadai se Square Square, TravelInsurance.com kana InsureMyTrip.com .

Iva nechokwadi chekugadzirira iyo yose inshuwarisi yehurumende yehurumende uye inotevera urongwa hwezvakabvunzwa usati watenga.