Ita Upenyu Hwako Pamwe Chete uye Uwane Mazano

Tora utungamiriri hwehupenyu hwako uye maakaunti ekuvimbika panguva imwe chete

Zvose 20- uye 30-chimwe chinhu-uye kupfuura! - inosvika pamatanho akasiyana-siyana anoratidza zviratidzo zvehukuru. Pasinei nokuti iwe unotenga imba, svinura kambani yekuchengetedza kana kutora rimwe ruzivo rwakakura, chimwe nechimwe chezvisarudzo izvi ndeyekutsvaga mune ramangwana rako. Uye kana iwe uri mufambi akafanana neni, nhau dzakanaka ndewe unogona kuwana mapeji nemakiromita paunotora matanho aya kuti uite hupenyu hwako pamwechete.

Zvimwe zvepahotera yepamusoro uye mapurisa ekutendeseka anopa mapepa, maira nemimwe mibayiro ye "kukura." Heano mienzaniso mishomanana.

Tenga Imba

Kana uri kutenga kana kugadzirisa imba, iwe ungada kufunga kuti uite saizvozvo kuburikidza neExpension Loans, iyo yakabatana neUnited MileagePlus. Nhengo dzinopfigira kana kugadzirisa chikwereti chemusha chinogona kugamuchira kusvika pamakiromita makumi maviri nemashanu emakiromita. Kana iwe uri nhengo yeBenuineBlue, JetBlue inopawo mamamiro 25,000 makira maawa ekutenga kana kugadzirisa imba nekushandisa Quicken Loans. American Airlines AAdvantage inopa nhengo dzayo mibairo kuburikidza neMiles From Home, purogiramu yenyika yose yekubatsira pfuma. Miles kubva Mhuri vaviri vari vaviri vatengi vane chiziviso chemuzinda wekutengesa imba uye kana imba inotengesa ikavhara, nhengo yacho inobhadharwa kusvika kusvika 50 000 AAdvantage makiromita. Zvimwe mairaira zvinopiwa kune nhengo dzinotenga uye dzinotengesa dzimba dzavo kuburikidza neMiles kubva kuMusha.

Chengetedza Mari Yenyu Mishonga

Pasinei nokuti iwe uri kukwereta kana kuti iwe, nguva inouya mwedzi woga woga kubhadhara mari yako yekushandisa. Saka sei usina kutora danho rimwe pedyo nehope yako yezororo iwe uri pauri?

Marriott Mipiro yakabatana neNRG Home, kambani yekupa simba yekupa nhengo dzekupa nhengo nhaurwa dzebhonasi yekuva NRG Home vatengi. Nhengo dzinowana zviuru gumi zvebhonasi painyoresa uye mapandi maviri emadhora ega ega anoshandiswa pane chikamu chekugovera chevhisi yavo yemagetsi. Kana iwewo unoshandisa gesi kuti upise imba yako, unogona kuwana 2 500 mapafura ebhonasi uye mapeji maviri e $ 1 imwe neimwe inoshandiswa nekunyora kweNRG Home yemasikisi emagetsi.

Nokuburikidza kwaro kubatana neNRG, nhengo dzeHilton HHonors dzinogamuchira mapepa emabhonasi 10 000 mushure memwedzi wechipiri seNRG Energy mutengesi uye nhatu dzebhonasi dzemari ye $ 1 inoshandiswa. Southwest Rapid Rewards inewo kubatana neNRG, iyo inopa nhengo dze10000 Rapid Mhombho mabhonasi mapepa pashure pemwedzi miviri seNRG mutengi.

Rapid Makomborero nhengo muTexas vanosarudza Everything Energy semugovera wavo wegetsi kugamuchira bhosi yekuverenga ye 5000. Kune avo vari zvakare Rapid Makomborero eCredit Card, munogona kuwana mamwe mabhasi 2,500 ekunyora. Virgin America Kurera zvakare inopa 2,500 mabhonasi mapikicha uye nheyo mbiri ye $ 1 imwe neimwe yakashandiswa kuburikidza neNerge Plus, kambani inoshandiswa inowanika mune sarudzo dzinoshandiswa.

Kudzivirira Zvaunofunga

Nekuputsika kwemashoko nedzimwe njodzi dzekuchengetedza dzinoita misoro yevhiki imwe neimwe, inobhadhara kuchengetedza unhu hwako hwakachengetedzwa. Inobhadharawo kana zvasvika pakunowana pfungwa nemakiromita, sekuwanda kwezvirongwa zvekuvimbika zvinopa mibairo kune nhengo dzinyoresa kuLoveLock, iyo yekudzivirira kushandiswa kushanda basa. AAdvantage nhengo dzinogona kugamuchira makumi matatu nemazuva ehupenyu hwekuchengetedza LifeLock, pamwe chete kusvika ku7,000 AAdvantage bonus mairi pakusayina. KuMiragePlus, unogona kuwana kusvika pamakira 4,000 makirasi apo iwe unyoresa neLoveLock Ultimate Plus kwegore rimwe uye pamwe nemamwe mabhiriyoni emabhonasi gore rimwe nerimwe kwegore rako repiri uye rechitatu seAlifeLock nhengo.

Uyezve, nhengo dzeHHonors dzinyoresa LifeLock dzinogamuchira mazuva makumi matatu asina kubhadhara, 10 kubva muzana uye kusvika kusvika 12,000 HHonor points. Makomborero eWedndham anopawo nhengo dzaro mamiriyoni 7 000 mibairo uye 10 muzana kubva paLoveLock pakusayina.

Vhura Account Account

Pane kungoita kuti mari yako igare mubhengi rebhangi, kambani yekutsvaga mari inogona kubatsira mari yako kukura nokukurumidza kupfuura nguva - yose apo iwe unowana zvikamu uye makiromita ari munzira. Saizvozvowo neHupenyuLock, Fidelity Investments yakabatana nemapurogiramu akawanda ekuvimbika kwemhepo kupa zvikamu uye makiromita kune nhengo dzinyoresa mabhuku ekutsvaga mari. AAdvantage, MileagePlus uye Delta SkyMiles imwe neimwe inopa nhengo kusvika pamakumi mashanu emadhora mabhonasi kana yakazarura uye inobhadhara mari isina kubhadhara Fidelity brokerage account. Kana iwe uri mutsva pakuisa mari uye uchida rubatsiro, vabatsiri veAcidity account vanobatsirwawo nehutungamiri huri pahumwe huri paIndaneti, kuburikidza nefoni kana munhu.