Sezvaunotenga inshuwarisi yekufamba , iwe unganetseka kana iwe inshuwarisi yako inobhadhara zvikwereti zvine chokuita nechisimba chehurumende kana hondo. Iwe uchadikanwa kutarisa chibvumirano choga chega chekuti chigadzikane zvachose, uye iwe unofanira kuita izvi usati wazvitenga mutambi wendefisi yekufamba.
Zano: Usaverenga chidimbu chekubatsira. Verenga chiremba che inshuwarisi. Nyatsocherechedza zvakananga zvepurogiramu uye zvikanganiso.
Kusagadzirirwa kweHondo kana yeChirungu Chisimba
Inenge yose inofambisa inishuwarenzi yekutambira isingaiti hondo nehondo yevagari vemo, yakarondedzerwa kana isingatauri, kubva pane zviitiko zvakavharwa. Kuregererwa kunoreva kuti kana rwendo rwako rwakanonoka kana iwe unofanira kuchirasha zvachose nemhaka yehondo kana kupesana kwehurumende, iwe haungakodzeri kubhadharwa kubva kune yako travel insurance provider.
Izvi hazvirevi kuti kunonoka kwehutano hwehupenyu kana kusagadzikana kuchaenda pasina kubhadharwa. Mumwe nomumwe wehupfambisi yveshuwarisi anotengesa anoita zvisarudzo zvakasununguka pamusoro pekugovera. Somuenzaniso, panguva yekuedza kuendeswa muTurkey munaJuly 2016, mamwe makambani einishuwarenzi yekufamba akasarudza kuvhara kuenda kunonoka kunobatana nekuguma kwemakwikwi pakati peU.S. naTurkey panguva uye shure kwekuedza kuedza kwevanhu vakanga vatotanga kufamba kana ndege dzichibviswa. Zvisinei, makambani akafanana akabudisa zvinyorwa zvitsvene izvo zvakati kuedza kwekutsvaga hakuna kukodzera se "chiitiko chisingafanoonekwi" nekuda kwekufamba kwekufamba kwekufamba kana kukwira kuputika kwekuvhara.
Vashandi vanofambisa vaifamba vachienda kuTurkey havana kubhadharwa kana vakanatsa mararamiro avo kunze kwekuti vakatenga Cancel For Any Reason coverage.
Ndinogona Here Kuwana Inzira Inofanirwa Inishuwarenzi Inobatanidza Zvinetso Zvakaita Hondo?
Mazano mashomanana anopa rubatsiro runosanganisira "kubuda kwezvematongerwo enyika" kana "kusina kurapa kwekurapa." Ichi chinyorwa chichabhadhara kuti chikutakure kune imwe nzvimbo yakachengeteka kana hondo kana mhirizhonga ichibuda panzvimbo yako yezororo.
MH Ross, RoamRight, Tin Leg uye vamwe vanoita bhizimisi vanopa mitemo inosanganisira zvimwe zvisiri zvekurapa kubudiswa. Makomborero anobva pa $ 25,000 kusvika ku $ 100,000.
Mimwe mitemo inogona kusanganisira "kupesana" pasi pezvikonzero zvakafukidzirwa zvekufamba kunonoka izvozvi. Semuenzaniso, sekunyorwa uku, RoamRight's Essential purogiramu inosanganisira "kupesana" pasi pezvikonzero zvayo zvakafukidzirwa zvekusava nehutano nekufamba kwenguva kunonoka. Zvisinei, mutemo iwoyo unongonyanya kusabatanidza "hondo, kupindira, maitiro evatorwa vekunze, nharo pakati pemarudzi (kana akaparidzirwa kana kusarudzwa), kana hondo yevagari vemo" kubva pakugoverwa. Travel Guard's Basic policy inonyanya kutaurwa kuti "hondo," "mhirizhonga," "kumanikidzwa" uye "chirwere chemagariro evanhu" muGeneral Exclusions list; kurasikirwa kunotaura nezvehondo, kupesana, kumuka uye zvimwe zvakadaro hazvifukidzwi.
Nyaya Dzokufunga nezvazvo Paunenge Uchienda Kunzvimbo Yakasangana Nehurumende Yehurumende
Kana iwe uchiziva kuti mhirizhonga yehurumende inogona kunge iri kwaunenge uchifunga, tora nguva yekufunga nezvekuti iwe uchagara sei wakachengeteka kana matambudziko akamuka uye kuti unozoenda sei kana zvinhu zvichibuda. Mitengo inogona kuregererwa, uye ambassy yako kana hurumende inogona kukanganiswa nekukumbira rubatsiro.
Iwe unofunga kuenderera mberi neurongwa hwako hwokufamba, iwe haugone kuwana mari yako zvakare nokuti unonetseka nezvekuchengetedzwa kwako pachako.
Heano mamwe mazano ehurumende yemainisitiri ekufunga:
Iwe haugone kurega rwendo rwako nokuti unonzwa kuti iwe uchava wakachengeteka paunenge uchienda uye udzorere mari yako kumashure kunze kwekuti iwe unotenga Cancel For Any Reason coverage. Kunyange zvakadaro, iwe unogona kunge uchingowana makumi manomwe chete emari yemari yako zvakare.
Iwe unofanirwa kutenga Chengetedza Chero Chikonzero Chekugoverana mukati memazuva makumi matatu ekubhadhara kwako kwokutanga kwebhadhiro.
Tarisira kuti ubhadhara zvimwe zvehurumende yendefisi inoshandiswa iyo inosanganisira Cancel For Any Reason coverage.
Iwe haungatengi Kutengesa Chero Chero Chikonzero Chekugovera kana iwe musi wekuenda uri mukati mekuregererwa kwekuda. Iyi nguva inowanzoitika mazuva maviri kana matatu asati utanga rwendo, asi mitemo yakasiyana.
Cancel For Reason Reason inokubhadhara iwe chikamu chemari yawakashandisa paurwendo rwako kana iwe uchidurura rwendo rwako uye uisa kuda.
Iwe hauzokwanisi kudzorera mari yacho yose nemhando iyi yemutemo, asi iwe uchakwanisa kubvisa pasina kusarudzira kuti sei.
Nhengo dzemasoja dzakasiya mirairo dzichibviswa nekuda kwehondo dzinogona kana dzisingafukidzi pasi peChenec For Work Reasons or Trip Cancellation policies. Mutemo woga woga wakasiyana, naizvozvo zvakakodzera kushandisa nguva yakati kuverenga zvipikiti zvematongerwo enyika kuti uone kana iwe unogona kuwana imwe inobvisa kubviswa kwemaira yekusiya nekuda kwehondo.
The Bottom Line
Kana uri kuenda kune imwe nzvimbo umo mhirizhonga yehurumende inogona kunge yakatoitika kana kuti ikozvino yaitika, iyo nzira chete iwe unogona kuva nechokwadi kuti unokwanisa kutora zvimwe zvekufambisa kwerwendo rwako kana iwe usingakwanisi kufamba ndeyekutenga Kundisa Chero Chikonzero Chekugovera. Kunyange zvakadaro, iwe unofanira kubvisa rwendo rwako mukati mekugadzwa kwenguva kana iwe ucharasikirwa nezvinobatsira. Kana iwe ukanyora, nyatsocherechedza zvese kutaurirana neunishuwarenzi yako.