Chengetedza makadhi aya muhomwe yako kana iwe uri kazhinji kamufambisa
Zvinyorwa zvakawanda zvekudhijita zvichaita zvose zvakakosha zvekufamba makadhi emakadhi nokuda kwezvinhu zvinokosha zvavanopa nekutapedza kwezuva nezuva. Kunyange zvazvo makadhi aya anopa mibayiro yakanaka, vamwe vanopa zvakawanda pane kukurumidza kuvandudza kana yekutengesa ndege yekiti. Ichokwadi, vazhinji vanoenda kumagetsi makadhi emakadhi emakadhi anouya nehurumende inshuwarano zvirongwa izvo zvinokwikwidza kunyange iyo yepamusoro yechitatu yekambisi yveshuwarisi .
Vasingazivi vakawanda, mamwe makadhi emakwereti anouya nepamusoro yekutambira inshuwarisi yekudzivirirwa iyo inogona kuitika kana mutsipa wakarasika kana kubiwa , ndege dziri kunonoka, kana njodzi dzinongoitika dzoga uye njodzi dzinongoitika dzoga dzinopota pasi pose.
Vaya vanofamba-famba pasi pose vanogona kunge vaine kakadhi yemakadhi aya muhomwe yavo. Kana zvakadaro, iva nechokwadi chekutarisa kugoverwa kunopiwa neiyi-in----class kadi asati atenga mutambi yveshuwarenzi yekufamba.
Tsvaka Safiri Inofanirwa
Vafambi vakawanda vanoenda neChase Sapphire Preferred card nekuda kwemamiriro ekushandurwa ayo vanofambira vanowedzera kuburikidza nekushandisa kwezuva nezuva. Zvinotonyanya kukosha ndezvokuti, inshuwarheni yeChase Sapphire Inofarira yekufamba inopawo zvakanakisisa zvinobatsira. Vafambi vanotakura uye vanobhadhara rwendo rwavo neVa Chase Sapphire Vanosarudza vanogona kuzarura huwandu hwemafambisi ekufambiswa kwehupenyu sezvavanoona nyika.
Kutanga, Chase Sapphire Preferred travel inshuwarano inopa kugoverwa kwekufamba kwekufamba, kukanganisa kwekufamba, uye kuenda kunonoka kufanana nevakawanda vanofambisa hutano huripo mumisika. Vafambi vanogadziriswa kurwisana kunobhadhara kusvika ku $ 10 000, pamwe chete nekudzoka kwekufamba kunobatsira kusvika kusvika $ 500 pamatiti.
The Chase Sapphire Inoshandiswa inhuwarisi yekufambisa inopawo kugoverwa kwezvinhu zvakarasika, kusvika pa $ 3,000 muchiitiko apo mutoro wako unorasika kana wabirwa.
Makadhi akawanda emakwereti anoda kuti vafambi vabhadhara nzira yavo yose pamakadhi kuitira kuti vagamuchire zvikwereti zvehutano yerishuwarenzi.
Pamusoro peSafe Sapphire Inofanirwa nehutano inshuwarisi, vafambi vanongodiwa chete kubhadhara chikamu cherwendo rwavo pane kadhi rechikwereti kuti vawane rubatsiro. Izvi chete zvinoita kuti Chase Sapphire inosarudzwa imwe yemakadhi akasimba kwazvo ekufambisa inshuwarisi.
Citi Prestige MasterCard
Kazhinji ichienzaniswa neAmerican Express Platinum Card, Citi Prestige MasterCard inouya nemuzhinji wepamusoro-soro wekufambisa munhu anofambisa. Mukuwedzera pakuwana pfungwa dzinokosha dzinogona kushandiswa kuverenga mafirimu, Citi Prestige MasterCard inouyawo negorofu zvidzidzo pamasangano ega ega uye kuwanika kuAmerica Airlines Admirals Club lounges.
Kunyange zvazvo kadhi iri rekutsvaga rinouya nematanda akawanda ezvigadzirwa zvepamusoro, rimwe remapurisa anonyanya kutaurwa kwavari ndeyero yehupenyu huripo huripo. Vafambi vanoona nyika ine Citi Prestige MasterCard vane ruzivo rwemaawa makumi maviri nemaviri ekubatsira rubatsiro, vachivabatanidza nevashandi vanoziva vanogona kuvakonzera kumasevhisi avo avanoda. Nefoni imwe chete, vafambi vanogona kutumira kunzvimbo dzezvipatara, vanogadzirira kubhadhara kurapwa, kana kuronga hurongwa hwekuenda kune imwe nguva pamba pamusana pekukanganisa kwekufamba kana zvimwe zviitiko. Mukuwedzera, vafambi vanogonawo kuwana mari ye $ 3,000 yematokari inobatsira, kana mutoro wavo usingazviratidzi navo.
Kunyange zvazvo kadhi yacho inouya nemutengo mukuru gore roga roga, kuita imwe chete inshuwalense yekutambira inogona kubhadhara iyo mamiriro ezvinhu. Nokudaro, Citi Prestige MasterCard ndeye imwe nguva dzose vanofamba munyika dzakawanda vanofanira kufungisisa vasati vabva.
US Bank FlexPerks Travel Rewards
Kunyange zvazvo vazhinji vasingatarisiri US Bank kuva guru rekubhadhara kadhi rechikwereti, iyi sangano remakore 160 ndiro guru guru mumutambo wavo pachavo. Kubva munaSeptember 2015, iyi Bhizinesi reUnited States inofanana nechechishanu mabhangi makuru muUnited States, ine mari inopfuura $ 416 mabhiriyoni muzvinhu. Kunyange zvazvo nhamba idzi dziri dzinonakidza, zvakaenzana zvakakosha ndezvipo zvinowanikwa kuUnited States FlexPerks Travel Makomborero kadhi rechikwereti.
Zvimwe kufanana nemamwe makadhi muboka rekufambisa, US Bank FlexPerks Travel Rewards kadi inopa kugoverwa kwezvido zvezvehutano kune dzimwe nyika, kuregera rwendo, kufamba kunonoka, uye kukanganisa rwendo.
Zvisinei, kadhi inopawo rugare rwepfungwa kune avo vanofunga nezvenjodzi kune dzimwe nyika. Vaya vanobhadhara rwendo rwavo nekadhi vanofanirwa ne $ 1 mamiriyoni ehupfambi hwekufamba, kunze kwekuvharidzira motokari dzemotokari uye rubatsiro rwekukurumidzira. Mukuwedzera, iyo kadhi inouyawo ne $ 2 500 muhutano hwehuori hwehupfumi hwehupfumi - mune zvakaitika apo nhamba yekadhi yemakadhi yakabiwa pairi kufamba.
Kunyange zvazvo zvingave zvisina kuonekwa seimwe makadhi ekufambisa, US Bank FlexPerks Travel Rewards kadi inouya nehuwandu hwakazara hwezvibereko zvayo. Vafambi vanoda mapurogiramu maviri uye mafambiro epamusoro vanofanira kufungidzira kuwedzera kadhi iri pabhorogi ravo.
Mimwe mikoko pamusoro peCredit Cards uye Travel Insurance
Sezvakanyorwa pamusoro pekare , inshuwarisi yekufambisa inopiwa nemakadhi emarikiti haisi nguva dzose yakanakisisa yekutengesa mari yako yekufamba. Dzimwe kadhi rechikwereti inoshambadzira inishuwarenzi ndeyechipiri , panzvimbo yekutanga. Vafambi vanofanira kutora kubva purogiramu iyi, ivo chete vachakwanisa kuita saizvozvo sekuwedzera kune ma inshuwarisi avo aripo. Uyezve, makadhi akawanda anoda kuti iwe uite yako yose kutenga pane kadhi rechikwereti. Vaya vasingatengi kutenga kwose pakadhi vanogona kuwana zvikonzero zvavo zvezvikomborero zvakaramba zvakakurumidza.
Marikiti yemakadhi haisi yezvose pamusoro pehupi - inogona kupawo zvikomborero zvinokosha kana nguva inosvika yekufamba. Nokutakura rimwe remakadhi aya, vafambi vari kuzvibatsira ivo kwete kungoita kuti vawane rwendo rusununguko, asiwo vanozvidzivirira pachavo mumamiriro ezvinhu akaipisisa.
Ed. Cherechedza: Hapana mari kana kukurudzirwa kwakapiwa kutaurwa kana kubatanidza chero chinhu chipi nechipi kana basa munyaya ino, uyewo munyori haazopi nekupihwa mari yezvibatanidzwa munyaya ino. Zvinyorwa zvehurukuro iri peji ino hazvigoneki nebhengi chero ripi zvaro, kadhi rechikwereti, chikwata chendaneti kana hoteri yehotera, uye hachina kuongororwa, kubvumidzwa kana kupindirwa nenzira ipi neipi yezvikamu izvi. Maonero anotsanangurwa pano ndeye munyori oga uye haagoni kuratidza izvo zvezvikamu zvakataurwa munyaya ino.