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Kurasikirwa Kwekushandisa Kunotsanangurwa
Marcel ter Bekke / Moment Mobile / Getty Images News Vafambi vebhajiti vangati kubhadharira mari yakawanda kune inshuwarisi kubva kune kambani iri pakati pezvikanganiso zvakakosha zvekubhadhara motokari . Asi makambani akawana nzira yekukanda kusava nechokwadi pamusoro pechisarudzo ichocho chokuderera. Kuvhiringidzika kunobva kune chimwe chinhu chemabhizimisi ikozvino chinodana "kurasikirwa kwekushandisa."
Kana iwe uine njodzi nemotokari yakodzwa, motokari iyoyo inogona kunge isina kubhadhara kwemazuva akawanda apo kugadzirisa kunoitwa.
Makambani ekubhadhara motokari arikukumbira kubhadhara mari yakarasika iyo motokari ingadai yakagadzira dai yakanga isina garaji kuti igadziriswe.
Kana iwe uri kukanganisa pangozi, makambani akawanda ekubhadhara anotarisira iwe kana mubhadhari wako kuti uvhare kurasikirwa uku, iyo inenge yakawanda yezuva nezuva yekubhadhara mari inowedzera nehuwandu hwemazuva motokari yakakanganiswa iri kunze kwekutumwa.
Chimwe chikonzero vamiririri vanofanira kukudzorera iwe apo unoderedza inshuwarisi yavo inodhura mukuedza kuchengetedza mari pamabhadharo emotokari . Vakawanda vanodzidziswa kuita kuderedza kugoverwa kwekambani sekusagadzikana sezvinobvira. Kana iwe uchitaura kuti auto yako inshuwarisi inobatanidza renha, ivo vachapindura kuti hazvigoneki kurasikirwa kwekushandisa mari kunosanganiswa.
Zvinosuruvarisa, vangave vakarurama.
Nemhaka yekutengesa kutsva, zvinokwanisika mutemo wawakagamuchira makore mazhinji apfuura hauna kuvhara kurasikirwa kwekushandiswa.
Asi usakanganiswa mukuedza kwako kuwana mari yakanakisisa yekubhadhara. Kutenga kambani yemari yekushanyira motokari pane dzimwe nguva-yakakonzerwa nepurogiramu haisi yako chete yekusarudza. Verenga pamusoro kuti uwane dzimwe nzira dzinogona kuitika pamotokari yemari yekusvika.
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Kurasikirwa Kwekushandisa uye Chikwereti Chekuvhara
Shekhar Kumar / Moment Mobile / Getty Images News Nhamba yakawanda yekubhadhara motokari yakachengetedzwa pane kadhi rechikwereti. Asi ikadhi ripi rauri kushandisa?
Visa zhinji, MasterCard uye American Express makadhi achapa motokari yekubhadhara inishuwarenzi yekuvhara, kusanganisira kudzivirirwa kwekurasikirwa kwemashoko ekushandisa.
Icho chirevo chakafara, uye hazvisi zvose zvaunoda kuziva.
Kutanga-uye zvichida pachena-unofanira kushandisa kadhi kuti ubvise hore. Kungova nekodha nekambani kadhi rechikwereti hazvikwanisi.
Danho rechipiri ndechekuziva kuti iwe wakafukidzwa nekadhi kadi yakabudisa inomiririra muhomwe yako kana chikwama.
Kazhinji, izvi zvinogona kuitika nokukurumidza paIndaneti kana kuburikidza nefonhare kumunhu webasa rekumutengesa rakadhindwa pamakadhi ako. Zvakakosha kusaita pfungwa. Iko rudzi rwekugovera harusi hutsika uye runogona kusiyana pakati pemakambani.
Inobhadhara kuita iyi mubvunzo mune imwe nzvimbo apo iwe hausi pasi pekumanikidzirwa kunyoresa inshurensi inodhura paanhare yekurenda.
Yeuka mutemo mukuru: kubhadhara makadhi ekukwereta kwemari yekwereti kunogona kutora kukwikwidzana kwemari, asi kazhinji - kana iripo - inopa kuvharirwa kwebasa.
Saka pane dzimwe nguva apo iwe unoda kubhadharira zvekare kune iyo inshuwarisi inoshandiswa nekambani yekubhadhara iri kupa? Zvadaro, tichakurukura mimwe mamiriro ezvinhu akadaro.
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Paunofanira Kubvumirana neChishanu yeChishanu
Mel Bouzad / Getty Images Entertainment The Loss of Use clause inogona kunge isingaoneki mumotokari yako yehurumende inshuwarisi. Inogonawo kunge isipo kubva pakachengetedza kadhi rako rechikwereti. Panguva iyoyo, iwe uchada kuongorora njodzi.
Kurasikirwa kweKushandiswa kunogona kuenzanisa nemari shoma kudarika zvakabviswa pamutemo wako. Kunze kwekuti motokari inoda kugadziriswa kwakanyanya, mari iyi inogona kuuya pasi pe $ 1 500. Iwe unogona kuzviona sehutengo hunofanirwa kutora.
Asi pane dzimwe nguva apo iwe uchada kukandira mazano anowanzogadzirwa, kuisa mazino ako uye kubhadhara mari yakawedzerwa yekuisa insuring kuburikidza nekambani yekuvakira motokari.
Vaya vasina mavo auto motokisi yemitemo vachada kutarisisa zvakanyatsoonekwa nekambani. Asi avo vane auto inshuwarisi uye njodzi dzakawanda mumabhuku avo dzinodawo kudaro.
Sei? Nokuti makambani ekubhadhara motokari anozvidzivirira motokari dzavo. Zvikepe zvavo zvakakura zvikuru zvokuti vanobvumirana basa rekugadzira pasina kusanganisira kambani yveshuwarenzi. Vanowana maitiro akanaka kubva kuvatengi vanofarira kukoshesa mabhizinesi.
Izvi zvinoreva kuti havazoregi njodzi yako kumakambani einishuwarenzi. Inogona kuenderera mberi kune mapurisa uye uende kumudzidzisi wako pakupedzisira, asi zvishoma.
Zvakakoshawo kufunga kubvuma kambani yekambani kana uri kubhadhara kunze kwenyika yako. Auto inshuwarisi mitemo haigoni kuvhara zvikwereti zvakadai, uye kuparidzika kadhi rechikwereti kunowanzosanganisira dzimwe dzenzvimbo dzakakurumbira kune dzimwe nzvimbo dzakadai seIreland , Mexico neIsrael.