Muitiro Wakakomba Mubvunzo
Kwete kare kare, tsamba iyi yakabva kuna amai vomukati. Anoda kuziva kuti ndiani anokwereta kuti awane chikwereti ichi:
Mwanakomana wangu ari kuchata mumwedzi miviri uye manheru ano akandiudza kuti chikwata chichange chichitsvaka $ 10 000. Anomanikidzira kuti vabereki vomuwani vanobhadhara tsika iyi. Handisati ndambonzwa nezveizvi. Ini nomurume wangu hatigoni kutarisana nemari iyi panguva ino yekupedzisira, uye tinofunga kuti kunyange kana ichi chiri chokwadi, chinhu chine hanya kuita chingave chiri kutitaurira gore rakapfuura, mwedzi mitanhatu yapfuura, kwete mwedzi miviri isati yasvika muchato.
Icho chikwata chemhuri chaicho chiri chaicho chebasa revabereki here?
Ndaigara ndichifunga kuti vaviri vakachengetwa nekuda kwechikwata chavo uye vakaenda kune imwe nzvimbo vaigona kuwana. Handidi kuti izvi zviparadze nguva inofanirwa kuva nguva inofadza yemhuri yese, asi izvi zvinonetsa zvikuru kwatiri.
Mhinduro:
Ndapota musaisa mwoyo nekuda kweizvi. Muzuva rino uye zera, hapana murairo wakaiswa pamusoro paani anokwereta mubhadharo wehusiku .
Zvisinei, kana mwenga akabatanidzwa zvakasimba mumashoko makuru eurongwa hwokuroorana, muwani anowanzotora mutoro iye pachake kuronga - asi kwete kunyatsobhadhara - husiku hwenyika (pamwe chete nemuwaniro, kunze kwekuti inoshamisika honeymoon).
Kazhinji vaviri vanogona kubhadhara mari yekuzvarwa, kunyanya apo vabereki vanotora tab yechato.
Sezvo zvakakosha kutora nguva yehusiku , vakaroorana vasingakwanisi kutenga mari inodhura vane zvigaro zvingakwanisika . Mukuwedzera, vanogona kunonoka kudzivirira kwavo, kutora shomanana pane kugadzirirwa, kutyaira panzvimbo yefungu, kana kushanyira nzvimbo mune imwe nguva yekuchengeta mari. Uye kana vakanyatsomanikidzwa kuti vawane mari uye vachida kuzvipira zvimwe zvinyaradzo, vanogona kuronga mari inofadza chaizvo .
Kwatingawana Honeymoon Funds:
Imwe nzira yekuzvidzivirira mari yekuwanana ndeyokuita kuti vaviri vacho vabhadhare zvipo zvekufambisa paChirongwa cheHodhi Bridal Registry.
Mimwe nzira nzira dzekugadzirisa nadzo dzinogona kubhadhara nguva yechando:
- Cash kubva kuMuchato. Mafufisi emari anogona kubatsira kubhadhara mari yako yemhuri. Asi kunze kwekuti iwe uine muchato mukuru, iwe unofanira kuwedzera kwavari.
- Savings. Kana muchato wacho uri mwedzi yakawanda, tanga seakazvitsaurira mari yekuita.
- Credit Cards. Tanga kushandisa kadhi rechikwereti iro rinopa mapeji pane zvose zvinotengwa. Iko Capital One Venture Card yakakosha kune vakaroorana vanofamba kune dzimwe nyika, sezvo isingatengi mari yekutengeserana kunze kwenyika uye iwe unogona kuunganidza pfungwa uye wozoishandisa kuti usabvise mari yekufamba.
- Bank Loan. Kunyange zvazvo kudiwa kwezvikwereti kwakaderera, haisi pfungwa yakanaka yekuzvisunga nechikwereti pakutanga kwechato.
- Crowdfunding. Unofunga kuti unogona kuwana vatorwa kuti vabatsire nemari yako yehusiku kuburikidza nehuwandu hwemagariro evanhu?
Vanhu Chaivo Vanofunga Nezvekubhadhara Hupenyu Huchi:
Reader comments (ikozvino yakavharwa) pamubvunzo uyu wekuti:
- "Ndakaverenga kuti chikomba nemhuri yake ndivo vanoita kuti muve nemukomana, kwete kutaura zvinhu zvose kumuwani uye maruva.Inzwi kwandiri kana uchida kuti mumwe munhu abvumirane newe paanenge achida kubhadhara mutoro wako. Mhuri yemwenga iri kutsika chikwereti chakakura, mhuri yeukama yemhuri inogona kuita ndeyekuchengetedza husiku hwechikwata. " - H
- "Kuti mhuri yemwenga inobhadhara mari iyi uye muwani uye mhuri yake inotora tabhi rekuchengetwa kwechikwereti kuratidza mitemo yekare, apo vakaroorana vakaroorana vachiri vaduku.Mhuri dzichiri kubvumirana kurarama nemashoko iwayo, asi kune zvakawanda zvinogadziriswa zvino , kunyanya sezvo vazhinji vevakaroorana iye zvino vanofambisa mushumo wekuroorana kwavo uye havatarisi nevabereki. " - Uchi
- "Inonzwika sekuti vakakupai mitemo yakawanda uye iyo shilling yezvipo zvekugadzirira ndeyekuti, asi mutemo wandinotsigira ndewe, kana iwe uchienda kumuchato, iwe unopa chipo.Kana iwe usingadi batenga rubatsiro rwekubhadhara mari yavo inodhura mari, ita mari muzita ravo kune rudo ravanotsigira uye inosanganisira mashoko ari muikadhi yamunotumira. Ramba uchifunga kuti vakaroorana vanoyeuka kana vakave vakamanikidzwa nevaeni, uye iwe 't anoda zvinhu kuti zvibve pamakumbo asina kunaka.' - Ali
- "Ndicho chinhu chinonyanya kushamisa chandakaona!" Muzuva rino nezera, hapana chinhu chakafanana nevabereki vemwenga kana kuti muroori vanofanira kubhadhara chero chikamu chemuchato.Kana vachida kuzviita, zvakanaka asi kana kwete, iyo ndiyo inofanira kunge iine mutoro wevamwe vakaroorana avo vakasarudza kuti vanoda chido chechikwereti chavasingagoni kuwana! " - Señorita
- "Mwanakomana wako ari kutengesa uye asinganyengeri baba vake namai vake, fungidzira zvaanoda kubva kwauri." - John
- "Pandakaroorana, vabereki vangu vakabhadhara mari iyi uye ini nomurume wangu mutsva takabhadhara mari yedu yekugara nemari yatakagamuchira kubva kune vakaroorana vedu, uye takabhadharawo maruva, bhenji uye boze. kudzokorora kudya, kuzadza mhuri dzavo zvikumbiro uye kubatsira kubhadhara matampu.Kana mwenga nomwenga vaizozvidya mwoyo pamusoro pechato uye vobva varega kunetseka pamusoro pechato chandinovimbisa kuti michato yakawanda yaizoguma. " - Beverly
- "Kana iwe uchida $ 10 000 mucheche wehomwe, rega kuva udyire uye uzvigadzirire iwe pachako. Ini naamai vangu hatisi pedyo uye ini handina kutaura nababa vangu mumakore anopfuura 5. Murume wangu weramangwana achafanirwa kutarisana nesu tichibhadhara muchato uye muchato pamwe chete.Zuva idzva, vanhu.Haisi "vabereki" "mutoro" wokubhadhara chero chinhu. - Angela
- "Iwe haugoni kusarudza uye kusarudza tsika dzaunoda kunamatira pazvinosvika pakuroorana nemichato.Kana munhu achida kushandisa tsika dzepakutanga, hupenyu hwemhuri hwakabhadharwa nemuroori, kwete vabereki vake.Iye" tsika "itsva yemhuri yemukati ari kubhadhara inoita seyakakurumbira, nekuda kwezvikonzero pachena.Asi kana vachida kutaura kuti ndeye tsika yevabereki kubhadhara, kune izvo ndingati tiende kune dzimwe tsika zvakare; sekusava nevana pakutanga, sekuve nebasa rechokwadi kuitira kuti iwe unogona kutsigira mhuri pakutanga, sekusati uine chikwereti chausingakwanisi kutenga.Kana vana vanogona kusarudza kuti tsika dzinoverengeka ndezvipi, neniwo ini! " - Baba veTanhatu