Zano rakakosha iwe unoda kuziva iwe usati watema mubayiro wako kadhi rechikwereti
Saka, iwe nemubairo wako kadhi rechikwereti wakasarudza kuenda nenzira dzako dzakasiyana. Zvinoitika. Zvichida, wakatora zvakanaka maitiro ako emari uye mibayiro yawakaunganidza-usati wasvika pakusarudza kwako kwekupedzisira kuti kadhi yako yekubhadhara haisi kukushandira iwe .
Hakuchina hukuru-hunoenderana-mhinduro yose: yakanakisisa mubhadharo kadhi nguva dzose ndiyo inokodzera iwe uye mararamiro ako. Asi usati wapedza zvisikwa, pane zvishoma uye hazviiti iwe unofanirwa kuziva kuti uone kuti kuregererwa kunofamba zvakanaka uye kuti hausi kurasikirwa nemimwe mibayiro yako yakaoma yakawanikwa mukugadzirisa.
Zvaunofanira Kuita Usati Wavhura Makombodhi Kadhi Kwereti
1. Tora mari yako
Vakawanda vane kadhi rechikwereti havadi bhizimisi risina kupera, saka vachakumbira iwe kuti ubhadhara chero mari yakasara yakakwana musati wapedza akaunti yako. Izvo zvinosanganisira chero chipi zvacho chiri kumirira kutengeserana asi kuonekwa pane chirevo chako.
Uye musakanganwa pamusoro pemari ipi zvayo yakashandurwa iyo yawakagadza pamaropafadzo ako kadhi rechikwereti. Iva nechokwadi chekuita urongwa hutsva nemakambani iwayo kuitira kuti urege kukanganwa kubhadhara kupi zvako. Iwe unogonawo kukwanisa kutamisa chikamu chako kune imwe kadhi rechikwereti.
2. Verenga zvinyorwa zvakanaka
Buda magirazi ako ekuverenga uye enda pamusoro pemitemo yesungano yako yemakadhi. Kana iwe wakabhadhara mari yegore yekadhi yako, zvakakosha kutarisa zvinoitika kumari yawakabhadhara kana chiitiko chekuregererwa gore rapera.
Iwe unogona kuva nechikwereti chekubhadharwa chero chikamu chero chipi zvacho chisina kushandiswa, uye iwe uripi mubhadharo yako yekubhadhara inokosha.
Kana pasina mvumo yekubhadhara, unogona kuwana kukosha kwekuchengeta nekuchengetedza kadhi kwegore rose. Zvichida iwe uchakwanisa kuwana mamwe mapepa mashoma / mairaira usati wabvisa.
3. Taura nemudzidzisi
Makambani ekadhi yemakadhi haafari nezvekurasikirwa nevatengi vakavimbika, saka kunyange zvazvo mave maita chisarudzo chekuvhara account yako, vaudzei kuti sei paunoshevedza kubvisa.
Kana iwe uchinzwa sokuti mari yegore negore yakanyanya kukwirira, vaudze, uye iwe unogona kukwanisa kuitora kubva kune gore riri kuuya, kunyanya kana wakaita mari yakawanda pamakadhi ako. Kana kuti, vanogona kupa kupa kutura mabhora mashomanana ako nzira yekuchengeta bhizinesi rako. Hazvikuvadzi kuedza nekukurukurirana - hapana chinorasikirwa-asi haufaniri kupinda muchitarisiko chinotarisira kupiwa chinokurudzira kugara. Hazviiti nguva dzose kuitika.
Zvausingafaniri Kuita Usati Wavhura Makombodhi Kadhi Kwereti
1. Usarega mibayiro patafura
Nenguva isipi, pane dzimwe nguva, kana wawana mapeji kana makiromita pakadhi rako rechikwereti, ndezvenyu kuti uchengetedze kana iwe uchibvisa kadhi. Kana kadhi yako ikakubhadhara iwe nehotera kana purogiramu yemumhepo , iyo pfungwa / makiromita inoshandiswa kupinda muchengeti yako kakawanda kana hotera yekutendeseka hotele uye haigone kutorwa zvakare. Kunyange zvakadaro, nguva dzose bvunza mupiki kuti aone zvinoitika kumapota ako / mamaira mushure mokunge kadhi rabudiswa.
Kurambidza kadhi rechikwereti rinotungamirirwa nebhangi kana kadhi rechikwereti chikwereti kunogona kuva kwakaoma zvikuru. Paunenge uchibvisa makadhi kubva kuChase Ultimate Mewaridzo, American Express Mhomwe Makomborero uye Citi ThankYou Makomborero, iwe unogona zvechokwadi kurasikirwa nemubairo wako wakagamuchira. Nzira iri nyore yekudzivisa izvi ndeyokudzikinura mapepa ako ose usati warambidza.
Kana izvi zvisingakwanisi, verengai pane zvakataurwa nemumwe munhu.
Chase inokubvumira kutumira pfungwa dzako kune imwe Makomborero Akakosha-kuwana mari kare usati wavhara account yako. American Express inokupa mazuva makumi matatu kubva pazuva rekuregererwa kuti udzikinure mapepa ako eMupiro Mipiro kana iwe uine imwe, iyo inoshandiswa pakadhi yeAmEx. Citi ThankYou pfungwa dzinofanira kudzikinurwa mukati mememazuva makumi matanhatu ekuregererwa, kana kugoverana neumwe nhengo mukati memazuva makumi mapfumbamwe.
2. Usangotema uye kumhanya
Kana iwe uri kuenda mberi nekuvhara mupiro wako kadhi rechikwereti, iri pfungwa yakanaka yekutaura nemunhu anopa mvumo zvisinei. Kuvhara kadhi yako inongova chikamu chekuenzanisa - kuvhara kadhi rechikwereti kunogona kukanganisa yako FICO score kubva pane chimwe chezvinhu zvinofungidzirwa ndehurefu hwekwereti yako yekwereti. Dana nhamba ye1-800 yakanyorwa pamashure kuti uzivise mutapi uye kuti uone kuti kubviswa kwekambisi kwaiva pane zvaunokumbira .
Icho chinhu chiduku, asi zviri nani kuti izvi zvinyorwe pamushumo wekwereti yako.