Chii chiri muchikwama chako? Takawanda vedu tiri kutakura zvakapoteredza zvinhu zvingaita kuti zvive nyore kuti zvizivikanwe mbavha kuti zviite zvakanyanya kukuvadza, akadaro Becky Frost, Mutengi weVabereki veMutevedzeri weVeatheran ProtectMyID, huzivi hwekudzivirira kushandiswa kwebasa.
Hewa nzira nhanhatu dzakananga dzokuzvidzivirira kubva pakuzvidzivirira kwekuzivikanwa paunofamba:
Tora pasi makadhi ako ekwereti. "Ndiyo pfungwa yakanakisisa yekuita chikwama chekuchengetedza chikwama mushure mekufamba kwese," akadaro Frost.
Iwe unogona kuda imwe kana maviri makadhi echikwereti pazororo asi haufaniri kuuya nekwereti yese, debit, uye kadi yekodhi yemari yaunayo. Usafunga kuti une nguva yebasa iri? Funga kuti ingatora nguva yakareba sei kutora kadhi rimwe nerimwe raunotakura kana chikwama chako chakarashika kana chakabiwa.
Chengeta rekodhi. Kana chikwereti chako chinoshaya, iwe unoda kukurumidza kubata bhanki rako, makadhi ekubhadhara chikwereti, medical insurance providers, uye mamwe makambani. Munzvimbo yakachengeteka pamba, chengeta mapepa emakona uye mberi kwemashoko ako ose anokosha. Iyowo pfungwa yakanaka yekufamba nekopi yekuchengetedza kuti iwe ugare wakatsauka kubva pachikwama chako. "Kazhinji kacho kukosha kwemafoni ekukosha kunowanikwa pamakadhi," akadaro Frost.
Siya rako rekuchengeteka kwekadhi kumba. Munenge mune mumwe wevana vedu tinotakura nhamba dzedu dzekuchengetedzwa kwehupfumi kana vana vedu veSSSN muzvikwata zvedu, izvo zvinotyisa kwazvo, akadaro Frost. "Pashure pemakadhi yveshuwarisi ehutano, nhamba dzekuchengetedzwa kwenyika dzine nhamba yechipiri-yakakosha pamusika wekunyama," akadaro.
Uya nekodhi yako yemainishuwarensi yehutano, pamwe nekopikopi. "Zvichida haisi musoro wepfungwa kuti utaure nekambani yehutano inshuwarisi kana chikwereti chako chabiwa," akadaro Frost. "Asi muzuva rino nezera, vanhu vanogona kuita zvakanyanya kukuvadza nehovha yemba youtsivisi yehutano kana vakawana zvinhu kana mazita muzita renyu uye nenhamba yenyu." Paunenge uchida kutakura kadhi yako yinshuwarisi newe kana pane dambudziko, uuyewo nekodhipiko rekodi.
Shandisa hoteli yako yakachengeteka. Kana ukangosvika kwaunenge uchienda, isa zvinyorwa zvekuchengetedza zvinyorwa uye mamwe makadhi emakadhi munzvimbo yakachengeteka. "Kazhinji patinenge tichifamba, hotele yakachengeteka ndiyo nzira yakanakisisa," akadaro Frost.
Zvishoma pane zvakawanda pamatakiti ematakiti. Kunyange zvazvo uine thakiti yemagetsi wakachenjera, "kuratidza zvakananga mashoko ako ose anozivikanwe haisi iyo yakachengeteka pfungwa," akadaro Frost. Funga nezvekunyora chete zita rako rokutanga, foni uye kero kero email pane pane zita rako rakazara nekero yepaimba.
Paunenge uri kufunga nezvekuchengeteka, dzidza kuti ungashandisa sei zvakanaka wi-fi paunenge uri pazororo .