ATM, Chikwereti Cards, uye German Banks
MuGermany, "mari ndiyo mambo" haisi kungotaura chete. Ndiyo nzira iyo upenyu hunoshanda.
Tarisira kuti uzive zvikuru neATM uye euro apo iwe uchifamba nomunyika ino inofadza . Izvi zvinokubatsira iwe kutarisa nyaya dzemari muGermany.
The Euro
Kubva muna 2002, mari yeGermany yehurumende ndiyo Euro (inonzi inonzi muGermany seYY-row). Icho chiri pakati 19 nyika dzeEurozone dzinoshandisa mari iyi.
Chiratidzo icho € uye chakasikwa neGermany, Arthur Eisenmenger. Code iri EUR.
Iuro inopatsanurwa kuva masendi zana uye inobudiswa mu € 2, € 1, 50c, 20c, 10c, 5c, 2c, uye maduku maduku 1c. Bhizinesi dzinobudiswa mu € 500, € 200, € 100, € 50, € 20, € 10 uye € 5 kutonga. Mari inosanganisira zvirongwa kubva kune imwe yenhengo dzenyika, uye mabhizinesi emagetsi anowanzoshongedza matenga eEurope, mahwindo nemabhiriji pamwe nemepu yeEurope.
Kuti uwane huwandu hwekushandura, enda ku www.xe.com.
ATM muGermany
Nzira yakakurumidza, yakareruka uye inowanzosvitsa mari yekushandisa mari ndiyo kushandisa ATM, inonzi Geldautomat muGermany. Izvo zvinowanzoitika mumaguta eGermany uye inogona kusvika 24/7. Varipo pazvivako zveBahn, mabhuku ezvitoro , mabhizimisi, nzvimbo dzezvitoro, mabhizimisi emitambo, nzvimbo yezvitima, nezvimwe. Vanenge vaine nguva yekugara mumutauro kuitira kuti mugone kushandisa mishanduri mumutauro wenyu.
Usati waenda, iva nechokwadi chokuti unoziva nhamba yako ye4 PIN yenhamba. Uyewo bvunza bhadha yako kana iwe uchibhadhara mari yekutengeswa kwenyika dzose uye kuti iwe unogona kurega zuva rega rega.
Bhengi yako inogona kuva nebhandi yako muGermany iyo inogona kukuchengetedza mari (somuenzaniso, Deutsche Bank uye Bank of America). Izvo zvinogona kubatsira zvakare kuzivisa bhangi rako rekufamba kwako kuti kurega kurega kurege kukwidza.
Shandisa iyi webhusaiti kuti uwane ATM iri pedyo newe.
Kuchinjana Mari muGermany
Iwe unogona kuchinjana mari yako yekunze uye vanofambi vanoongorora mabhanga eGermany kana kuti mabhizimisi ekushandura (anonzi Wechselstube kana Geldwechsel muchiGermany).
Havasi vakafanana sezvavakanga vambove, asi vanogona kuwanika pamakwendegeti, kumigwagwa yezvitima uye kunyange mahotera makuru.
Iwe unogonawo kuongorora mazano eIndaneti sePayPal, Transferwise, World First, Xoom, nezvimwewo. Vanowanzoratidza huwandu hwehuwandu mumakore aya echidimbu.
Makadhi Makadhi uye EC Bank Card muGermany
Kuenzaniswa neUnited States, vazhinji veGermany vachiri kusarudza kubhadhara mari uye mabhizimisi akawanda nemakamuri asingagamuchiri makadhi, kunyanya mumaguta maduku eGermany. Inofungidzirwa 80% yekutengeserana kwose muGermany kune mari. Kukosha kwemari hazvikwanise kuvepo. Usati wapinda maresitorendi kana maresitorendi, chengeta mikova - inowanzoratidza zvigadziri zvinoratidza ma makadhi anogamuchirwa.
Uyewo ona kuti makadhi ebhangi muGermany anoshanda zvakasiyana zvakasiyana kupfuura muU.SA. EC bank makadhi ndiwo anowanzoshanda uye anoita sekadhi yebhandi reUnited States mune zvekuti vanobatanidza nekamuri yako yemazuva ano. Zvinosanganisira magnetic strip kumushure kwekadhi rine chip pamberi. Makadhi akawanda eUnited States ave nemafungiro aya sezvaanofanira kushandisa muEurope. Bvunza paimba yako yebhanha kana iwe usingazivi nezvekadhi rako.
Visa uye MasterCard vanowanzogamuchirwa muGermany - asi kwete kwose kwose. (American Express kusvika pamwero wakaderera.) Makadhi ekubhadhara ( Kreditkarte ) asingashamisi uye kubvisa mari nekadhi rako rechikwereti paATM (iwe unofanirwa kuziva PIN yako nhamba) inogona kuguma nemari yakakwirira.
German Banks
Mabhandi eGermany anowanzovhurika Muvhuro kusvika Chishanu, 8:30 kusvika 17:00. Mumataundi maduku, vangavhara pakutanga kana masikati. Iyo yakavharwawo muvhiki, asi mamiriyo ATM anowanikwa zuva rese, zuva rega rega.
Vashandi veBhangi vanowanzova vakasununguka muChirungu, asi gadzirirai kutsvaga nzira dzenyu dzakapoteredza nemashoko akaita seGirokonto / Sparkonto (kuongorora / kuchengetedza kambani) uye Kasse (firiji yekoni). Kuvhura nhoroondo kunogona kunge kwakanyanyisa sezvimwe mabhengi asingatauri mutauro weChirungu uye achida kujekesa, kana kungoramba vatorwa vachizarura maakaunti. Muzhinji, kuti uzarure kambani yebhangi muGermany unoda:
- Pasipoti ine visa yakakodzera
- Certificate of residence ( Anmeldung )
- Bvisa zvinyorwa kubva kumushandi wako kana uchapupu hwemari
Cherechedza kuti checks haisi kushandiswa muGermany. Pane kudaro, vanoshandisa zvirevo zvakananga zvinonzi Überweisung .
Iyi ndiyo nzira iyo vanhu vanobhadhara mari yavo, vagamuchira zvikwereti zvavo, uye vanoita zvinhu zvose kubva pamaduku kusvika kukutenga kukuru.