Chii Chip uye PIN Credit Card?
Nyika dzakawanda, kusanganisira dzakawanda dzekumadokero kweEurope, Japan, Mexico neBrazil, dzakatora chip uye chipini chekadhi yekodhi teknolojia , iyo inonzi yakachengeteka kudarika tsika dzemazuva emagetsi. A chip uye PIN kadhi rechikwereti, dzimwe nguva rinonzi "akachenjera" kadhi rechikwereti, rinoshandisa microchip inowanikwa iyo inoda nhamba yekuziva, kana kuti PIN, kuti ishandiswe panzvimbo pekunyora.
Chip uye PIN yemakadhi makadhi anewo magnetic stripe kuti ishandiswe muU.S. uye dzimwe nyika dzisina kutendeuka vashandisi vavo vekadhi rechikwereti uye ATM kuti vabvume mazano evatengi vePINs.
Will My Magnetic Stripe Credit Card Basa mu Chip uye PIN Country?
Visa uye MasterCard vanoda vatengesi mu chip uye PIN nyika kuti vagamuchire magnetic stripe kadhi rechikwereti mari, zvinoreva kuti haufaniri kuva nechinetso uchishandisa magnetic stripe kana chip uye kadhi rechikwereti chechikwereti kumahotera uye mumaresitorendi.
Zvinetso zvinogona kuitika kana iwe uchiedza kushandisa magnetic stripe kana chip uye chikwangwani chekwereti makadhi pane nzvimbo dzisingatarisirwi dzokubhadhara, dzakadai semakititi ezvitima zvechitima, mapoka ekupaka, zvivako zvekuvhara mabhasikoro uye tollbooths. Pasina munhu panzvimbo yekushanda yako magnetic stripe credit card kubhadhara, iwe haugone kushandisa kadhi rako rechikwereti zvachose.
Unoita Mari ipi yeUnited States Inopa Chip uye PIN Credit Cards?
Muna 2015, makadhi ekubhadhara chikwereti akatanga kupa chip uye PIN makadhi kuvashambadzi vavo veUnited States.
Nguva iyoyo isati yasvika, dzimwe nhengo dzebato reUnited States uye mabhangi akatanga kuedza chip uye PIN kushandisa kadhi rechikwereti nemapoka evanhu vatengi. Zvisinei, sekunyorwa uku, nzvimbo zhinji dzeUnited States nePIN dzemakadhi hazvibvumirwi nePIN; iwe unofanirwa kukumbira kubva kubhangi rako kana kambani yekwereti yekwereti. Izvi zvinoreva kuti idzi chip uye PIN makadhi zviri kushandiswa sechikwata uye chipiniti.
Kana ukaronga kuenda kunze kweU.S., taura nekadhi kadhi rechikwereti uye ukumbire PIN yechina. Kana iri sarudzo iripo kuburikidza nekwereti yako yekwereti, ichakupa imwe yepamusoro yekuchengetedzwa kwenhema.
Ko Zvakadini neKup and Signature Cards?
Chip uye kusayina makadhi emakwereti zvinodzivirirwa ne microchip teknolojia, asi zvichiri kudiwa kuti mutengi asayine. Nhoroondo dzeAnecdotal dzinoratidza kuti vashandisi vakatarisana nezvinetso vachiedza kubhadhara ne chip uye zvinyorwa zvemasayiti munzvimbo dzisingatarisirwi dzokubhadhara muEurope. Pahotera uye mumaresitorendi, makadhi epachigoni uye masayina anogamuchirwa nyore nyore.
Is Chip uye PIN Chikwereti Cards Zvakachengeteka Kupfuura Magnetic Stripe Cards?
Nhamba huru yekutengesera chip uye PIN teknolojia ndeyekuwedzera kudzivirirwa pakurwisana kunopiwa ne microp card. MunaFebruary 2010, vambori veCambridge Ross Anderson, Steven Murdoch, Saar Drimer naMike Bond vakataura kuti chip uye PIN makadhi emakadhi ane chekuchengeteka kunogona kubvumira mutadzi wemhosva kuti anyengere muverengi wekadhi kuti afunge kuti PIN yakagadzirwa yakapiwa, chokwadi, haina.
Kana iyo nhamba yako yekadhi yemakadhi yakashandiswa pasina mvumo yako, mitemo yenyika yako yekudzivirira vatengi inogona kukuderedza chikwereti chako. Semuenzaniso, muU.S., Mutemo E unodzivirira vatengi kubva pamhosva yekuvhara zvemagetsi kubva kumabhengi ekubhengi, vachidzivirira mutoro kune $ 50 kana urovha hunoonekwa mukati memazuva maviri ebhizinesi.
MuUnited States, mabhangi anofanira kubhadhara vatengi nekutengeserana kwekunyengedzera, asi mutemo mumutemo unobvumira mabhengi kuti arege kubhadharwa kana "kusaremekedza zvakanyanya" kunogona kuratidzwa kunowanzoshandiswa kubhengi 'kufanirwa, maererano neUnited States webhusaiti iyi Mari.
Pane Pane Zvimwe Zvimwe Zvingaitwa Chip uye PIN Credit Cards?
Kana uri kuenda kune chip uye PIN nyika uye usina chip uye PIN kadhi rechikwereti, iwe unogona kutenga zvigadzirwa nemasevisi. Iwe uchada kuronga mberi uye kugadzirira kushandisa imwe yemitemo yekubhadhara:
Cash, iyo iwe unogona kuwana kubva kumushandisi wemashandi anotaura nezvekodhi uchishandisa yako debit kadi;
Makadhi emari ekubhadharwa kare, akadai seTravelex Multi-Currency Cash Passport;
American Express makadhi, ayo akave achizivikanwa kushanda pabhasikoro mabasa ekubhadhara zvikwata uye nezvimwe zvivako zvisingatarisirwi zvekubhadhara muEurope;
Yakave yakarongedzwa tiketi dzechitima, Metro inopfuura, matikiti emusumisi, uye makadhi okubhadhara. Iwe unokwanisa kuraira zvakawanda zvezvinhu izvi kubva kumba usati wasimuka paunofamba.
Will My Chip uye PIN Credit Card Work mune Magnetic Stripe Country?
Inofanira kunge, kunyange iwe ungasangana nezvinetso pamapamu mapepa uye pane dzimwe nzvimbo dzisingatarisirwi dzinoda kuti iwe upinde US ZIP code kuti upedze mutengesi wako. Kune dzimwe nzvimbo, unogona kupinda "99999" pane nzvimbo chaiyo yeCIP code, uye kutengeserana kwako kuchapfuura. Kune vamwe, iwe uchada kubvunza mushandi kuti agadzire kubhadhara kwako.