Mari yemunharaunda muBali , sekune dzimwe nyika dzeIndonesia , inozivikanwa semapupiah (IDR, kana RP). Kuvonga kwezvakaitika mumatongerwo enyika, Indonesian mari inouya mumasangano makuru kubva kuAluminium IDR 50 mari yekutengesa IDR 100,000 bhiri.
Pepanhau rinouya mumasangano eDR 500, 1000, 5,000, 10,000, 20,000, 50,000 uye 100 000. Mari inosvika mumachechi e 50, 100, 200, 500 uye 1 000, kunyange izvi zvisinganyanyi kuderedzwa kana zvichienzanisa nemari yemapuranga.
Tarisa peji ino kuti uongorore ikozvino ye dollar-rupiah shanduko yehuwandu: Yahoo Finance - US Dollar ku Indonesian Rupiah Exchange Rate (offsite).
Mabhizinesi eBalike anotarisana nevekushanyirwa ave ane nyanzvi yekuparadzanisa vashanyi kubva pamari yavo kuburikidza nenzira isina kunaka kana kuti yakaipa. Izvi hazvifaniri kupesana nevatyairi vanotendeseka, vatariri, mabhengi, uye mazano ekufambisa muBali - asi munhu anofanira kungwarira kuti arege kubviswa muBali, sezvo kunewo vazhinji vezvakaipa vanongomirira mukana wekushandisa.
Nokuda kwemashoko akafanana, Asia Guide (uye yaimbova Southeast Asia Kufambira mubatsiri wekunyora) Greg Rodgers chimes mune mazano pamusoro pekutakura mari muAsia .
Kune mamwe madhara uye hausi ku Bali , verenga nyaya idzi pamusoro peEtiquette Tips muBali , Safety Tips muBali , Beach Safety Tips muBali , uye Mazano Eutano muBali .
Vashanduri vemari uye kunze kwenyika muBali
Kune zvakawanda zvekushandura zvivako munzvimbo dzose dzezvikepe zveBalia, vazhinji vavo vanogamuchira mari semadhora eAmerica, Australian dollar, uye UK pound.
Vatengesi vakatendeseka vanoshanda pamwe chete nevashanduri vemari, uye zvakaoma kuti vataure mumwe kune mumwe.
Usati wabuda kuti uve nemari yemari yako yachinja, chengetera pepanhau rekune imwe nyika yehuwandu hwemashoko ekutsinhana. Asi usatora mukana wepamwoyo: kushandiswa kwakaguma kunogona kupedzisira kwakaderera nekuda kwemitambo inoshandiswa nemari yekushandura zvivako.
Iwe unogona kuita kuti mari yako ichinje pane nzvimbo dzinotevera, yakarongeka nenzira yekuvimbika:
- Mabhangi: Iwe hausiwe wakasununguka kubviswa paunenge uchichinjana mari mubhangi. Zvimwe, unogona kubvisa kubva kubhangi reATM uchishandisa yako debit kana kadhi rechikwereti .
- Mitsva: Mahotera akawanda pamberi pemadhoroki anobvumira kushandiswa kwemari , asi kupa zvikamu zvekushandura zvishoma zvichienzanisa nebhangi uye vanochinja mari nguva dzose.
- Vashanduri vemvumo yemari: Bhizinesi Indonesia-vakashandisa mari vanochinja mari vanozivisa nezvehupenyu hwavo se Pedagang Valuta Asing Berizin kana PVA Berizin (Indonesian nokuda kwe "Authorized Money Changer") vane green PVA Berizin logo muchitoro chezvitoro. (Ona mufananidzo kumusoro.)
Shamwari Nezve.com.com Nhungamiro yakatsvaga nheyo dzekutengeserana kune dzimwe nyika kune vanofamba mumashoko mashomanana. Nhungamiro Yedu Yevanhu Vakwegura Kufamba Nancy Parode inopa mhinduro kumubvunzo Ndinofanira Kutora Mari, Vateri Vekufambisa, Debit Card kana Chikwereti Chekwereti paRwendo Rwangu? , nepo Huchi Hwokufambisa Susan Breslow Sardone anopa mazano mazano kune Overseas Currency Exchange .
Bali Mabhangi
Mazhinji mabhangi kuBali anogamuchira mari dzedzimwe nyika kuti atengese. Pamasvondo masikati, mabhandi muBalika anozaruka kubva muna 8am kusvika 3pm.
Mabhandi anotevera eIndonesia anoshanda mukati meBali, uye anopa ATM uye pamusoro pe-counter services.
Dzvanya pazvibvumirano zvekunze kune iri pasi apa kuti uwane nzvimbo dzavo dzemuChirungu uye uwane matavi awo nemaATM muBali.
- Bank Mandiri
- BNI
- Bank BCA
- Bank Danamon
- CIMB Niaga
Kunze kwokutsinhanisa mari dzedzimwe nyika kune mabhanki, unogonawo kuwana mari yekutengesa kadhi rako rechikwereti (kana kupfuura-the-counter kana kubva kumashini avo ATM), kana kushandisa maATM avo kuti abve pamakadhi ako aTM debit. Shandisai vanotevera vashandi veATM kuti vawane bhangi kuBali iyo ichabvuma kuregera kubva kuATM yako yebhange kana kadhi rechikwereti:
- MasterCard / Cirrus ATM Locator
- Visa / Plus ATM Locator
Mahombekombe mazhinji ane chikamu chepamusoro chokudzoka kweDR 3 mamiriyoni (anenge $ 330), kunyange zvazvo mamwe mishonga inogona kusvika pasi seDR 1.25 mamiriyoni kana yakakwirira seDIDR 5 mamiriyoni.
Izvo zviri nyore zvinopiwa neATM muBali zvinogona kukanganiswa nemari inotambirwa kune dzimwe nyika.
Dzokorora kaviri nebhangi rako kana kadhi rechikwereti usati waita kubvisa paA Bali ATM. Heino kutyora kwemari inokonzerwa nehurumende yeUnited States yekutora mari neATM uye kukodha kadhi: BankRate.com - Mari Inoshandiswa Mari.
Mudzidzisi Wekufambisa Nhoroondo Kathleen Crislip anogadzira nyaya yekadhi rakaderera rokutengesa: muDebit Card - Usafambisa Pasina .
Bali Money Changers
Mari dzedzimwe nyika dzakadai se US dollar, UK pound uye Australian dollar inogona kushandurwa nyore nyore kune mumwe wevashandisi vakawanda vemari muBali. Vashanduri vemari vanoenda uko vatashanyi vari - kubva kudivi rekudenga kusvika kumaguta makuru ekumusoro. Zvinosuruvarisa, Bali vanochinja mari vakawana mukurumbira usina kunaka nekuda kwehuwandu hwavo repertoire hwe tsvina tsvina. Verenga nyaya ino neFreefish.org - Mari-inoshandura matanho kuBali kunzwisisa zviri nani kuti inoshanda sei.
Kuti uzvidzivirire kubva pakuvhiringidzwa nekubiridzira mari inoshandiswa, chengetedza chete Bank Indonesia-vakashandura mari vakagadziriswa. Vashanduri vemari vanobvumirwa nevatongi vemari veIndonesia sePedagang Valuta Asing Berizin kana PVA Berizin (Indonesian nokuda kwe "Authorized Money Changer"). PVA nhengo dzeBerizin dzine Bank Bank hologram uye PVA Berizin ruvara rwehuni chinyorwa muwindo rekuzvitoro.
Nokuda kwemari ipi neipi inoshandura iwe unosangana ku Bali, tevera matanho aya akajeka kuti uone kuti haubvamburwi paunoshandura mari dzedzimwe nyika.
Danho Rokutanga: Tora chiyero iwe pachako. Tarisa mari inoshandiswa mari inoshandiswa kutengesa mitero kutanga, saka shandisa yako pikichaji kuti uone mugumisiro zvichienderana nemari yaunoda kuitsinhanisa. Izvi zvakakosha: vamwe vashandisi vekusagadzikana vane mari vakanyora zvikwereti zvavo kuti vape mararamiro asina kunaka.
Nhanho yechipiri : Tsvagai kana mari inoshandura iwe uri kuswedera ichabhadhara commission. Vashanduri vemari nepamusoro-kudarika-inowanzo inowanzobhadhara komisheni yekuvhara zvishomanana pamusoro pezvose. Vashanduri vemari vasingabhadhara komisheni vanowanzotengesa pamitengo yakaderera. Vashanduri ava vanozivisa kushaikwa kwavo kwekutungamira mberi.
Danho rechitatu: Vaudzei nezvemari yaunoda kuchinja. Mushandisi wemari achashandisa pachake calculator kuti aone huwandu hwe rupiah huchachinjana. Chimiro chinoguma chicharatidzwa kwauri. (Apa ndipo apo Step One inouya zvakakodzera.)
Danho rechina: Verenga nheyo dzako pachako, asi usavapa ivo chete. Ivaise pamberi pako apo iwe unogona kuisa ziso pavari.
Nhanho yeCishanu: tora rupiah kubva kuchinja chemari wozviverenga iwe pachako. Usavaisa pamaputi, asi pasi pemamiriro ako ose haufaniri kupa rupiah kudzokera kumushandisi wemari yekuverenga. Kana akamanikidza, famba kure uye utore mari yako pachako newe.
Nhanho Nhanhatu: Kana iwe uchifara nemari yawakagamuchira, rega mutengesi wacho atore mari yako yekunze uye apedze mutengesi. Iwe unofanirwa kugamuchira risiti yekutengesa. Kana iwe usingagoni kuwana, bvunza mumwe.
Mazano Okuchinja Mari Yako muBali
Tevera mazano aya ekuti uve nechokwadi chokuti iwe unowana zvakanyanya pane mari yose kuchinja kushandiswa.
- Usasarudza zvakakwana pamusana pezinga rakanakisa-kuziviswa. Fly-by-night maitiro anoshandisa zvishoma-zvakare-zvakanaka-ku-ye-yechokwadi kutengesa mazinga kutora suckers in. Ita bhizinesi nePVA Berizin nhengo zvakanaka, kana iwe usingakwanisi kubvisa mari yaunoda kubva kuATM yako.
- Uyai matsva, mabhiriyoni madhora zana ekutengesa. Zvikwereti zvakasikwa kana zvekare zvicharambwa nevanoshandiswa mari vakawanda, kana kuti vachatarirwa mubhadharo wepasi. Same inotora zvikwereti zvitsva pamasangano mashoma; bvunza kana vakagadzirisa mabhiriro pasi pe $ 100 mukoshi. Zvikwereti zvinokonzerwa ne $ 10 nechezasi zvingasagamuchirwa kuchinjana. Iko kunopera mutsara yako $ 100 yemari inotarisa, iwe unowedzera kuti iwe uwane mukana wakanakisisa wekutsinhanisa.
- Verenga mari yako usati wachinja; kuverenga, uye kuverenga zvakare mushure mekunge washandura.
- Iva munhu wekupedzisira kushandisa mari iyo mutengesi. Usabvumira kuchinja mari kuti uwane mari zvakare, "kuverenga iyo chete kana".
- Dzivisa vanotevera vashandisi vemari: Vashanduri vemari vanobatanidzwa sechinhu chinonyanya kunetseka kune rimwe bhizinesi, semufananidzo wekutora unoita mari kuchinja kune rumwe rutivi; uye vashandisi vemari vanopa mazinga anokwidza zvakanyanya kudarika mari inowanikwa yebhangi.