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Zvaitika kune vakawanda vanofambira kamwe chete. Mushure mekushandisa kadhi rechikwereti pamba kure nemusha, chikwereti chinogona kusarudzwa , kana nhamba inogona kubiwa uye inoshandiswa pakupomerwa mhosva. Munyika yedu yemagetsi, kubhadhara kadhi rechikwereti kunogona kuitika kuna ani zvake mukunonoka kweziso - zvose zvinotora zvimwe zvigadzirwa nyore uye zvishoma kuziva.
Avhahwa kadhi rechikwereti inogona kuwedzera kupfuura kungovhiringidza kune imwe nyika.
Kana zvisingaoneki, vanofambira vanogona kuwana chikwereti chavo chichishandiswa kutenga pasina ruzivo rwavo, zvichiguma nemhosva dzakaipa dzinopinda uye zvikwangwani zvakatenderwa zvakaramba. Vafambi vanogona sei kuchengetedza ruzivo rwavo pachavo kana chiitiko chekadhi rechikwereti chabiwa?
Usati uchinge uchingwa hudiki huve dambudziko guru, deredza mukana wako wekuitirwa utsotsi nekutevera matanho aya.
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Vafambi vanoona kadhi ravo rekukweretesa rakabiwa apo kune imwe nyika kune imwe nguva vanofanira kuisa purogiramu yehupfumi nehurumende. Mumushumo, vafambi vanofanira kuverenga pose pavakashandisa kadhi ravo rechikwereti, vachinyanya kutarisa panzvimbo yekutanga vakaona kadhi ravo rainge raenda, kana pavakatanga kucherechedza mhosva dzekunyengera. Kana imwe nguva mushumo wapera, iva nechokwadi chekuchengetedza kopi yezvinyorwa zvemunhu. Vatambi vasina chokwadi nezvekupa mhaka yehupfumi munyika yavo vanogona kuwana rubatsiro kubva kune hotera yavo, kana kunyange kumusangano weko.
Nokuzadza nhoroondo yezvakaipa, vanofambisa vanogona kuita kuti hurumende dzenharaunda dzingatevedza mamiriro acho ezvinhu nenhamba dzezvinangwa , pamwe nekunyora kukanganisa kunogona kuitika kwakakonzerwa nehutachiona.
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Nhanho inotevera ndeyokutumira kadhi rechikwereti rinobudisa mabhizinesi kuti uvaudze ivo nezve kurasikirwa.
Mune zvimwe zviitiko, kadhi rechikwereti anopa ruzivo anoziva hutsinye uye vanobata makadhi. Chero zviitiko zvose, makambani akawanda ekadhi yemakadhi achabvuma kutora kudhanhwa kwemaferensi kuti anyore rakarashika kana kuba iya kadhi rechikwereti kune imwe nyika.
Munguva iyi foni, gadzirira kuenda kune zvaunenge uchitengesera uye utaure kuti ndeipi hunyengeri. Avo avo vane kadhi ravo rekunyama rinogona kubvunzwa kuti vapiwe kopi yemhosva yeupomhosva kuburikidza ne Fax kana zvemagetsi. Kutora danho iri rinogona kumisa nhamba yekadhi yemakadhi asati aita mhirizhonga inogona kuitwa, uye inogona kudzivirira chero zvitsva zvitsva zvekunyengera kuti zvirege kuonekwa.
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Ne ruzivo ruduku, chikwereti chikwereti chinogona kutora imwe yekubhadhara kadhi rechikwereti muzvikwereti zvakawanda zvekukwereta zvikwereti. Zvisinei, kutonga kwekuzivikanwa ndicho chimbo chakasimba kwazvo chekudzivirira kadhi rechikwereti uye kubhakwa kwekuziva.
Vaya vanofambisa vane kadi yavo yakabiwa uye vane hanya nezvenyaya yekubavha vanofanira kubva vangofunga kuisa kuchengeteka kuvhara pamitambo yemarikiti. Kuchengetedzwa kwakavharwa ishumiro yekusunungurwa inopiwa nemitatu ine zvikwereti zvekubhadhara chikwereti (Equifax, Trans Union, uye Experian), uye inodzivirira kuwana mvumo yekukwereta kwekuvhura kwekombiji. Nokubvumira kuchengetedzwa kunopera sechiyero chenguva pfupi, vafambi vanogona kumisa ramangwana rechikwereti chekunyengera kubva kuitika kune imwe nyika.
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Mune mamwe mamiriro ezvinhu, inshuwarisi yekufambisa inogona kuwedzera zvikwereti zvekubiridzira kadhi rechikwereti uye kubata kwaunoziva, kubatsira vafambi mune imwe nguva. Inofanira kunge nhamba yekadhi yemakadhi kana kadhi rechikwereti inobirwa, vafambi vanofanira kutarisa kufamba kwavo inshuwarano hurongwa, kuti vaone kana inopa hupfumi hunobatsira. Kana zvakadaro, chirongwa chakanaka che inshuwarisi yekufambisa chinogona kubatsira vanofambisa nekuchengetedzwa kwekuchengeteka, uye kuvabatsira kuti vatsigire kurasikirwa kana kubiwa.
Kunyange pasina munhu anotarisira kubhadhara kadhi rechikwereti kuti zviitike, kune matanho evatapi vanogona kutora kuti vadzivise dambudziko risati rasvika. Nokuziva mamiriro acho epakutanga uye kutora matanho akaverengwa, munhu wose anogona kudzivisa nyika yezvinetso pasi pemugwagwa.