Chip uye PIN Credit Cards Zvinotsanangurwa uye Zvichitsanangurwa
Chip uye PIN mapikadhi emakadhi haaratidzi kuti akasiyana chaizvo nekadhi rakashambadza. Iwewo ungasaona kakombiyuta chip, iyo dzimwe nguva iri mukati memakadhi. Iyo inochengetedza nhamba yehupfumi (PIN). Panzvimbo pokusvitsa kadhi uye kuisa mukana wokutenga, kadhi yemakadhi inovhara muPIN.
Chip uye PIN makadhi (dzimwe nguva anonzi "Smart Cards") zvakagadzirirwa kudzivirira kukwereta kadhi rechikwereti.
Maginiti emakadhi makadhi anogona "kuiswa" achishandisa nzira inonzi skimming. Vashanyi vaitaura nezvesarudzo idzi dzakawanda dzekufamba . Asi vagari vemunyika idzi vakatariswawo. Iyi yakanga yava dambudziko rakapararira muEurope kuti chip and PIN technology yakagamuchirwa zvakagamuchirwa.
Chip uye PIN Credit Card Countries
Kunyange zvazvo teknolojia yakatanga kubata muUnited Kingdom, yakabva yagamuchirwa kune dzimwe nzvimbo dzeEurope, uyewo Asia, South America neNorth America. Canada yave ichienda kune chip uye PIN system kwemakore anoverengeka, seyo mabhanga muMexico. Munyika dzinenge makumi mashanu dziri kushanda nehutaneti.
Migumisiro inopesana, asi unyengeri hwakadzivirirwa nekuda kwekombiyuta itsva. Kubata makadhi nemaputi hazvibviri, sekunyora PIN.
US Switchover Kufambira Mberi
IUnited States haina kumboona huwandu hwokunyengera uye chikwereti chekwereti chikwereti mune dzimwe nyika. IThe New York Times inotsanangura maitiro eJavelin Strategy nekutsvakurudza kuongororwa madhora $ 5.5 mabhiriyoni ekushandura makadhi ose muUnited States Inofungidzirwa zvizhinji zvekuti mari yaizoenda kumagumo ekubhadhara matsva.
Bhuku reAmerica makadhi uye Citi Hilton HHonors Reserve makadhi ari kubudiswa ne chip uye PIN technology. Mafambisirwo emagariro evanhu ari kuenderera mberi kuunganidza rubatsiro rwevanhu kune humwe hunozosimbisa kuchengeteka uye kubatsira vaAmerica kudzivisa matambudziko pavanenge vachifamba kune dzimwe nyika. Kune avo vane makadhi matsva, vanowana nzvimbo dzakawanda vasina chip read readers.
Nokuda kwechikonzero ichocho, makadhi eAmerica anowanzova magnetic strip pamwe ne chip.
Chip naPIN: Chiitiko paBabget Travel
Vafambi veAmerica kune dzimwe nyika vanogara muhotera dzishanu-nyeredzi uye vanotarisana nevanhu vanobhadhara pamatengesi ekutengesa kazhinji vanowana chip uye PIN inopinda zvishoma. Zvinetso zvinowanika pazvinotengeswa zvinotengeswa zvekutengesera - nzvimbo dzinoshandiswa bhajeti vafambi vanowanzoenda.
Semuenzaniso, kutakura kwemashuga kazhinji ndiyo nzira yakanakisisa yekufamba pakati pezvikepe zvepamusoro nepamusoro peguta . Kana iwe uchange uchitenga chitima kana matikiti emunharaunda yekutakura kubva kumushini unongogadzirisa, zvinogoneka kuti kadhi yako icharambwa. Kunyange vamwe vanyori vevanhu vacharamba vachiramba kadhi, vachifunga kuti hazvigoni kushanda.
Asi izvi hazvirevi nguva dzose.
Kurudzira mureki kuti apiwe kadhi. Vamwe vafambi vanotsanangura kadhi yacho "shandura uye isaini" pane chip uye PIN. Nzvimbo dzevashanyi dzakakurumbira dzinoona vaenzi veAmerica dzichava nedambudziko guru pane dzimwe nzvimbo dziri kure-zvakare, marudzi ezvi nzvimbo vanofambira vanozvimiririra vanowanzoshanyira.
Nzira dzekutarisana ne Chip uye PIN Chinetso
- Takura mari yakawedzerwa: Ichi chiri kure nekugadzirisa kwakanaka. Nezvikonzero zvekuchengeteka, haisi pfungwa yakanaka yekufamba nemari yakawanda yemari. Vafambi vanofanira kunge vatove vachishandisa bhanhire rekuchengetedza mari kuti vawane mari kunze kwekusvika kwevatori vevhavha. Iyo nzira ndiyo inonyanya kukosha pakuchengeteka kwako pachako kana iwe wakatakura mari yakawedzerwa.
- Dzivisa zvinhu zvinotengeswa zvekutengesa: Zviri nyore kudarika pane zvaitwa, nokuti vazhinji vanoenda bhajeri vanovimba neATM uye vatengesi vanozvitengesa vanotora makadhi emakadhi. Edza kutenga zvigadzirwa zvechitima uye zvimwe zvekutengeserana kwepaIndaneti kana zvishoma nezvishoma kana zvichibvira.
- Kumbira PIN purogiramu yako yekadhi rechikwereti: Izvi hazviiti chikafu chechokwadi nepini kadhi, asi inogona kukurumidza nzira yekuita kuti kadhi yako igamuchirwe panguva yekutengeswa munyika umo PIN inowanzoshandiswa. Kana uchinge wava nePIN, ingokumbira kuti kadhi iitwe zvinyorwa. Vamwe vachapikisa, asi chaizvoizvo, chinhu chavanogona uye vanofanira kukuitirai - kunyanya kana vachida kubhadharwa.
- Ziva kuti yakawanda sei chip uye PIN yakasvika paunosvika: United Kingdom yakaita zvakanyanya ne chip uye PIN teknolojia. Icho chiri mukushandiswa kwakapararira. Canada iri kuita shanduko, asi chip uye PIN makadhi zvakanyanya kupararira ikoko kupfuura muUnited States Dzimwe nyika dzakadai seItaly, China neIndia dziri kufambawo mu chip uye PIN mutungamiri. Tarisa ruzivo rutsva rwekuenda kwako.