Cherechedza: Musi waNovember 8, 2016, hurumende yeIndia yakaratidza kuti rupee dzose mazana mashanu uye ruzivo rwemazana rupee dzaizoguma dzisiri mutemo kubva munaNovember 9, 2016. Mazana 500 rupee akatsiviwa nemashoko matsva ane maitiro akasiyana, uye 2,000 rupee manotsi zvakare akaiswa.
Mari yehupenzi dambudziko guru muIndia, uye rakanyanyiswa nezvokuti mabhengi akanonoka kuisa fake mari yakavhara mishini.
Sezvandinoziva, handina kumbobvira ndawana mari yeIndia yakaipa. Zvisinei, dzimwe shamwari dzangu hadzina kuva nerombo rakanyanya. Shamwari imwe yakatove yakagamuchira chikwereti chiuru cherupee chakaipa, kubva kune ATM pabhangi, pane imwe nguva. Zvinotyisa, asi zvinoratidza kuti dambudziko rakakura sei mari muIndia.
Kana zvikaitika kwauri, chii chaungaita?
Unogona Kuwana Mari Kubhadhara Kubhidha?
MunaJuly 2013, Reserve Bank of India (RBI) yakabudisa murairo wakagadzirirwa kuita mabhenji akawanda azvidavirire pakuona nekubvisa zvinyorwa zvenhema kubva pakuparadzirwa. Kuti kukurudzira vatengi kupa zvinyorwa zvinyorwa kumabhangi, pane kuedza kuzvisimudzira zvigadziriswa, murairo unoti mabanki anofanira kubvuma zvinyorwa uye kuti adzorere kukoshesa sezvinotevera:
"Para 2 Kucherechedza manotsi emarenda
i. Kuziva kwemashoko okunyengedza kunofanira kunge kuri seri kwehofisi / mari yechifu chega. Bhizinesi paunotengeswa pamusoro pezvikwata zvinogona kuongororwa nekunyatsorongedza arithmetical uye zvimwe zvakakundikana sekunge pane zvinyorwa zvichinyorwa, uye chikwereti chakakodzera chinopihwa kune compte kana kuti kukoshesa pakugoverwa kunopiwa ...
iv. Mune mhaka, manotsi aya anofanira kudzorerwa kune vanotengesa kana kuparadzwa nematavi ebhangi / pfuma. Kukundikana kwebhangi kuisa mazano ekunyengedza akaonekwa pamagumo avo kunonzi kushingaira kwekubatanidzwa kwebhangi inobatanidzwa, mukuparadzira zvinyorwa zvenhema uye chirango chichaiswa ... "
Mukudzoka, RBI inotaura kuti ichadzorera 25% yemari kumabhangi.
"Para 11 Mhosva
i. Mabhangi achabhadharwa neRBI kusvika kuma25% ekukosha kwemashoko emashoko ekunyengedza e `denomination 100 nepamusoro, akaonekwa uye akarondedzerwa kuRBI nemasimba ePurisa ...."
Iyo mirayiridzo inonyatsoita kuti mabhangi ave nemhosva yekuona uye kuvharwa kwezvinyorwa zvenhema.
Kubva pane izvi, zvinogona kutarisirwa kuti kana ukagamuchira chinyorwa chinobva mubhangi, unogona kuzvipa kuti udzorerezve.
Ichokwadi ndechokuti, zvinosuruvarisa, zvakasiyana.
Mashoko ekurayirirwa akasununguka, hapana imwe nzira iri nyore panzvimbo yekugadzirisa mari yekunyepedzwa yakaiswa kumabhangi, mabhangi achiri kumira kuti arasikirwe ne75% yezviso zvakatarisana nemari, uye mirayiridzo kubva kuRBI inowanzosvibiswa.
Sezvimwe chikamu chekugadzirisa, kana imwe nhamba yekunyorera ichiendeswa kubhangi, yekutanga Ipoti Yenyaya (FIR) inofanira kunyoreswa pamapurisa. Mapurisa achazofambisa nyaya yacho. Izvi zvinogadzira zvakawanda zvepamutemo, izvo vanhu uye mabhangi vanoda kuzvidzivirira. Vatengesi vanofanira kuratidza kuti vakagamuchira zvakananga mari yakaipa kubva kubhangi - chimwe chinhu chakaoma kuita.
Nokudaro, pasina kufambisa FIR nepamapurisa, kana iwe ukadzorera nheyo kubhengi mune tariro yekuchitsinhanisa kune yechokwadi, inogona kutorwa uye iwe uchasiyiwa usina chinhu!
Anofungisisa kuti angaona sei mazano enhema? Tsvaga zvimwe, kusanganisira kuti nei dambudziko remari yenhema rakakura kwazvo, munyaya ino pamusoro pekubiridzira mari yeIndia uye kuti ungaiona sei.