Ndeipi nzira yaunofanira kushandisa kuti ubhadhare kukwereta kwako
Kubhadhara motokari inoshandiswa kunogona kuitiswa nekwereti kana kukwereta kadhi, kunyange kune zvimwe zvinhu zvinokanganisa kana nzira imwe yekubhadhara iri nani kudarika imwe.
Makambani emotokari ekurenda 'mitemo ine chokuita nemari yekubhadhara, inopa, uye inobata mari inowanzosiyana, pamwe nekambani uye neyemunhu anenge ari kukodhara motokari. Mukati imwechete yekambani yemotokari, mahofisi maviri ekubhadhara mahara anogona kunge ane mitemo yakasiyana pamadhidhidhi kubvuma, kubhadhara, kunobata pamakadhi echikwereti nekuchengetedzwa kwemitemo.
Paunenge uine motokari yakabhadharwa, chengetedza chibvumirano chako chekugara-cheta, inopa kambani yako yemotokari inokubvumira kuti uione paunotora motokari yako yekusara. Ichi chibvumirano chekubhadhara chichakuudza kana iwe unogona kubhadhara nebhadhidhi yebhadharo. Kana iwe usingakwanisi kutarisa chibvumirano chako, dana rako rekuvhura motokari, kunyange kana iri kune imwe nyika, uye bvunza pamusoro pekubhadhara kusarudzo kwekutsvaga kwako.
Pakawanda, kubhadhara nekadhi rechikwereti ndicho chisarudzo chakanaka nokuti haufaniri kupa kambani yemotokari yakasununguka kuwanika kwebhangi yako yebhangi. Uyezve, unogona kupikisa zvikwereti kuburikidza nekambani yako yekadhi yemakadhi kana iwe uri kukanganisa mukukanganisa, uye iwe haugoni kutarisa chikwereti, izvo zvingakanganisa chikwereti chako.
Kubhadhara NeDhidhi Kadhi
Kana iwe uchikwerera mukati meUnited States, kune nyaya dzakawanda dzinogona kubuda kana iwe uchida kushandisa kadi yebhadha kuti uchengetedze uye ubhadhara yemotokari yako yebasa.
Makambani akawanda eMelika anopinza motokari anobvuma makadhi ekubhadhara paunodzorera motokari, asi anoda kuti iwe upe ruzivo rwekadhi rechikwereti paunotora motokari yako yekusara. Saizvozvowo, mahofisi mazhinji emotokari eCanada asingabvumi haazobvumi kuti utore motokari yako yekushanyira uchishandisa kadhi yebitengo. Iwe unofanirwa kubvumira mutengesi wemotokari yakabhadhara kuti asvine kadhi rako rechikwereti paunopinda chibvumirano chekuroora.
Makambani ekubhadhara motokari ayo anokubvumira kutora motokari yako uchishandisa kadhi yebhengi inowanzokubvumira kushandisa kadhi yako yebhengi kuti uone kuti iwe unobhadharwa sei kana iwe ukapedza chikwereti chekuongorora maitiro. Izvi zvinoreva kuti kambani yemotokari inoshandiswa ichaita cheku chechikwereti pamusoro pako, zvichida kuburikidza neEquifax, usati wapedzisa sangano renharaunda.
Kana kambani yemotokari yako ichikuita kuti uwane motokari yako uchishandisa kadi yako yebhengi, mutambi wekubhadhara achaisa mari mumabhangi ebhangi akasungirirwa nebhadhidhi yebhadharo yemari yakaenzana nemari yekufungidzirwa yekubhadhara pamwe nehomwe, kazhinji $ 200 kusvika $ 300. Iyi mari inoshandiswa inosiyana nenzvimbo, asi mari yako ichadzorerwa kubhengi yako yebhangi mushure mokusiya gorozi rako renharaunda.
Unofanirwa kudzorera motokari yako yakabhadhara munguva yakatarwa kana yakakanganiswa, chibvumirano chako chakasayirwa chinopa kambani yemotokari yekodzero kodzero yekubvisa mari kubva kubhangi yako yebhangi kuti uvhare mari yekupedzisira kana kugadzirisa kugadzirisa.
Kubhadhara NeKadhi Remari
Kana uchitarisira kuchengetedza uye kubhadhara motokari yako yokubhadhara nekadhi rechikwereti, panewo nyaya shomanana. Iwe ungasafanira kupa ruzivo rwekadhi rechikwereti kana iwe uchichengetedza motokari yako yebasa, asi iwe unoda kuratidzira kadhi rako rechikwereti uye chifananidzo chemufananidzo kumushandi wekubvisa paunotora motokari.
Mujeri achapinza kadi yako kare usati wasayina kontrakiti.
Mahofisi akawanda emotokari eUnited States anoshandisa kadhi rako rechikwereti paunotora motokari yako yokubhadhara. Kazhinji, chikamu ichi chakaenzana nezvikwereti zvinotarisirwa kubhadhara pamwe chete nehomwe yeiyo yakagadziridzwa-dollar yemari kana chikamu-kazhinji 15 kusvika ku25 muzana-yeanotarisirwa kukwereta mari. Saka, kana iwe uchifungidzirwa kuti motokari yemari inosvika $ 100, kadhi rako rechikwereti richava $ 100 uye imwe yemari inoshandiswa ($ 200 ndiyo yakanaka kutanga nhamba) kana $ 15 kusvika $ 20, chero ipi zvayo yakakura. Mumuenzaniso uyu, kadhi yako kadhi rechikwereti inenge iri $ 300.
Paunodzorera motokari yako, chibvumirano chichabviswa uye kadhi rako rechikwereti richakwaniswa chete nemari chaiyo yaunokwereta. Kana iyo motokari yakakuvadza kana yakadzoka mushure mekupedzisira, iwe uchasangana nemimwe mitsara .
Dzimwe nzvimbo dzinoshanyira hazvizogamuchiri mari yeVISA uye MasterCard yakabhadharwa. Kana ukaronga kubhadhara motokari yako yokubhadhara nebhadhiro yakabhadharwa, tumira iyo hofisi yemotokari usati waita sarudzo yako kuti uone kana ichagamuchirwa.